AGAkshay Gavhale
@akshaygavhale
Product manager driving scalable digital payments and merchant experiences.
IndiaWhat I'm looking for
I am a Product Manager specializing in digital payments and banking products, with hands-on experience across IPG, cross-border payments, merchant onboarding, and API-led development.
At Yes Bank I led an industry-first Cross-Border Payment Aggregation program for global merchants and marketplaces, automated payment operations enabling ₹5,500 Cr monthly throughput, and delivered end-to-end merchant migration and due diligence for a major fintech client.
Previously I served as a Business Analyst building Tableau dashboards, conducting monthly P&L analysis, and enabling strategic decision-making; earlier I worked as a System Engineer improving network systems and expediting infrastructure migrations.
I partner closely with engineering, compliance, operations, and business teams to build compliant, data-driven products, optimize merchant journeys, and drive commercial performance for PA/PG and PA-CB frameworks.
Experience
Work history, roles, and key accomplishments
Senior Product Manager
Yes Bank
May 2024 - Present (1 year 7 months)
Implemented an industry-first Cross-Border Payment Aggregation program and automated payment workflows enabling ₹5,500 Cr monthly throughput; drove pricing strategy and built a Merchant Management Module to improve onboarding and disbursement efficiency.
Business Analyst
Yes Bank
May 2022 - Apr 2024 (1 year 11 months)
Designed and implemented 5 Tableau dashboards delivering settlement and reconciliation insights, conducted monthly P&L analysis to identify performance drivers, and delivered branch-level P&L budgets to support strategic decisions.
Improved network system reliability by 15% through regular health checks, expedited migrations of 10+ system servers to Cisco, and resolved media gateway issues to ensure global infrastructure stability.
Education
Degrees, certifications, and relevant coursework
SBShailesh J. Mehta School of Management, IIT Bombay
Master of Business Administration, Business / Management
Grade: 7.5 GPA
Completed an MBA at SJMSOM, IIT Bombay focusing on product management and payments.
Walchand College of Engineering, Sangli
Bachelor of Technology, Electrical Engineering
Grade: 7.3 GPA
Completed a Bachelor of Technology in Electrical Engineering with coursework relevant to systems and product development.
Availability
Location
IndiaAuthorized to work in
Salary expectations
Social media
Job categories
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