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@somauser

Payments product leader at Wirecard who saved €1.25M annually by optimizing Mastercard and Visa fees.

Germany
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At Wirecard, I led a team of 6 Product Owners and delivered €1.25M in annual recurring savings by optimizing fees for Mastercard and Visa rails. I also defined payment gateway requirements across 27+ countries and helped standardize Scrum delivery, reducing time-to-market by 40%.

At Cobalt.io, I owned roadmap execution for the Payout Engineering team, managing 4 Cybersecurity Engineers. At Payoneer, I managed an 8-engineer Payments Connectivity Team supporting a global Payment Orchestration Platform.

I'm currently authoring a payments technology blog covering topics including PSD3, ISO 20022, Open Banking, and Agentic Payments. I also completed IT Specialist training in Application Development and built a Generative AI chatbot application for a digital platform as part of a six-month internship.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

AWS logoAW

AWS

AWS Cloud Practitioner Essentials, Cloud Computing

2026 - 2026

Completed AWS Cloud Practitioner Essentials certification, covering fundamental cloud concepts and AWS services.

Google logoGO

Google

Google AI Essentials, Artificial Intelligence

2026 - 2026

Completed Google AI Essentials certification, covering foundational AI concepts and applications.

Docker logoDO

Docker

Docker Certification, Containerization

2025 - 2025

Completed Docker certification, covering containerization and Docker fundamentals.

IM

IHK Munich

IT Specialist (IHK), Application Development

2023 - 2025

Completed IT Specialist for Application Development (Fachinformatikerin Anwendungsentwicklung) with key modules in API design, microservices, and cloud infrastructure.

Harvard University logoHU

Harvard University

Computer Science for Business Professionals, Computer Science

2022 - 2022

Completed the Computer Science for Business Professionals course, covering foundational computer science concepts for business applications.

Scrum Alliance logoSA

Scrum Alliance

Scrum Master & Scrum Product Owner, Agile Project Management

2022 - 2022

Earned Scrum Master and Scrum Product Owner certifications, demonstrating proficiency in Agile project management.

BH

Being a successful Head

Being a successful Head, Leadership

2020 - 2020

Completed a course on leadership and management skills.

FT

Führung multikultureller Teams

Führung multikultureller Teams, Leadership

2019 - 2019

Completed a course on leading multicultural teams.

RE

Requirements Engineering

Requirements Engineering, Requirements Engineering

2017 - 2017

Completed a course on requirements engineering.

ISTQB logoIS

ISTQB

ISTQB Certified, Software Testing

2014 - 2014

Earned ISTQB certification, demonstrating knowledge in software testing.

IB

Indian Institute of Bankers

Junior Associate of Indian Institute of Bankers (JAIIB), Banking

2012 - 2012

Earned Junior Associate of Indian Institute of Bankers (JAIIB) certification.

NM

New Delhi Institute of Management

PGDBM (MBA Equivalent), Finance

2007 - 2009

Completed PGDBM in Finance, an MBA equivalent program, covering financial services, risk management, and AML regulations.

BU

Burdwan University

Bachelor of Commerce (Honours), Accounting & Management

2003 - 2006

Earned a Bachelor of Commerce (Honours) in Accounting & Management, with coursework in economics, management, and business law.

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