Shiwangi Saraf

I am a seasoned Senior Risk Management Specialist with over 7 years of experience in optimizing financial operations and aligning strategies with organizational goals. My expertise lies in credit risk modeling, automation, and regulatory compliance, where I have successfully led initiatives that enhance operational efficiency and ensure adherence to regulatory standards. I have a proven track record of managing substantial portfolios, including an INR 15,000 billion portfolio at Yes Bank Ltd., where I spearheaded automation projects that resulted in a 20% reduction in operational time.

Throughout my career, I have demonstrated my ability to collaborate across departments, driving digital transformation and producing insightful management reports for regulatory compliance. My strategic approach to risk management has been instrumental in developing credit risk models aligned with Basel guidelines, optimizing risk management practices for enhanced regulatory compliance. I am passionate about leveraging advanced analytics and data mining techniques to establish risk tolerance and adapt credit methodologies, ensuring robust financial reporting and compliance.