Open to opportunities

Minal Poojari

@minalpoojari

Message

Finance and banking professional specializing in credit risk, fintech analytics, and digital transformation.

United Kingdom

Message

What I'm looking for

I am seeking a role where I can apply fintech analytics and credit risk expertise to drive digital transformation, improve portfolio health, and collaborate cross-functionally.

I am an accomplished finance and banking professional with over 12 years' experience across credit operations, risk management, and business analysis in both traditional banking and fintech. I combine hands-on banking experience with MSc-level fintech training, practical Python and Power BI skills, and a focus on digital finance, regulatory compliance, and process automation.

My career highlights include leading digital banking transformations, core banking migrations, and data-driven credit risk initiatives that reduced NPAs and improved recovery rates. I am known for cross-functional collaboration, strategic thinking, and delivering measurable improvements in portfolio health, operational efficiency, and compliance.

Experience

Work history, roles, and key accomplishments

Business Analyst

Rezolut Infotech

Aug 2023 - Jun 2024 (10 months)

Conducted credit risk and financial data analysis, implemented process improvements that reduced loan approval turnaround time by 15%, and built Power BI dashboards to monitor credit portfolio health for senior management.

Credit Risk Analysis Process Improvement Power BI Financial Analysis

Credit & Operations Officer

Bharat Co-operative Bank Ltd

Jan 2011 - Jul 2023 (12 years 6 months)

Managed branch credit operations and end-to-end loan lifecycle, improved loan recovery actions and compliance processes contributing to reduced NPAs and accurate regulatory reporting.

Reconciliations Payments (NEFT RTGS IMPS)

Education

Degrees, certifications, and relevant coursework

University of Salford

Master of Science, Fintech

2024 - 2025

Activities and societies: Dissertation on biometrics and facial recognition in fintech; coursework in financial modeling, fintech analytics, and regulatory frameworks.

Completed an MSc in Fintech with advanced study in digital finance, financial data analytics, and emerging technologies including AI and digital assets.