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Shivangi Uniyal

@shivangiuniyal

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Experienced consultant specializing in regulatory and financial risk management.

India

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What I'm looking for

I am seeking a role that offers opportunities for professional growth and challenges in financial risk management.

I am a dedicated consultant with over 7 years of experience in regulatory and financial risk management, currently working at Deloitte India LLP. My expertise lies in evaluating credit risk management frameworks and providing strategic recommendations to enhance underwriting standards for public sector banks and NBFCs. I have a strong background in financial analysis, having worked with major banks such as IndusInd Bank and Axis Bank, where I honed my skills in credit assessment and risk evaluation.

Throughout my career, I have successfully managed portfolios, developed credit risk governance structures, and facilitated effective communication among stakeholders to ensure project success. My academic background includes an MBA in Agribusiness Finance from Banaras Hindu University, where I graduated with a CGPA of 8.1. I am passionate about leveraging my analytical skills to drive improvements in credit risk management and contribute to the financial stability of organizations.

Experience

Work history, roles, and key accomplishments

Consultant, Regulatory & Financial Risk

Deloitte Touche Tohmatsu India LLP

Jan 2024 - Jan 2024 (0 months)

Evaluated credit risk management frameworks for public sector banks and NBFCs, identifying areas for improvement and aligning policies with industry best practices. Provided strategic recommendations to enhance underwriting standards and established credit risk governance structures.

Credit Risk Management Regulatory Compliance Financial Analysis Policy Development Risk Assessment Credit Underwriting Standards

Credit Analyst

IndusInd Bank Ltd.

Oct 2022 - Jan 2024 (1 year 3 months)

Reviewed financial statements and credit reports to assess borrowers' financial health. Evaluated risks associated with extending credit and generated credit scores to determine creditworthiness.

Financial Statement Analysis Credit Risk Credit Scoring Risk Management Client Communication

Portfolio Manager

Axis Bank Ltd.

Dec 2019 - Oct 2022 (2 years 10 months)

Managed and generated revenue from a portfolio of asset customers, providing superior service and deepening client relationships. Monitored financial performance and maintained credit hygiene in the portfolio.

Portfolio Management Client Servicing Revenue Credit Hygiene Relationship Management

Product Sales Manager - Trade Finance

Kotak Mahindra Bank Ltd.

Nov 2018 - Dec 2019 (1 year 1 month)

Drove the business of Trade Finance Products across multiple branches, managing relationships and ensuring adequate limits for trade finance products. Responsible for overall performance of assigned branches.

Relationship Management P&L management Business Development Risk Mitigation

Trade Relationship Manager

ICICI Bank Ltd.

Jun 2017 - Jul 2018 (1 year 1 month)

Facilitated trade transactions by mitigating risks throughout the transaction lifecycle. Managed existing trade client portfolios and promoted trade finance solutions.

Risk Mitigation Client Management Documentation Business Development

Marketing Intern

ICICI Prudential Asset Management Co. Ltd.

May 2016 - May 2016 (0 months)

Conducted qualitative analysis on psychological barriers affecting mutual fund investments. Researched financial literacy and investor behavior towards mutual funds.

Market Research Qualitative Research Investor Behavior Data Analysis