Sharad Nair
@sharadnair
Senior banking operations professional specializing in fraud detection, compliance, and MIS analytics.
What I'm looking for
I’m a senior banking operations and fraud detection professional with 8 years of experience strengthening high-volume banking operations through compliance expertise, risk-focused quality control, and data-driven decision-making. I’ve supported RBI guideline adherence with structured corrective actions, root-cause analysis, and operational workflow redesigns across core banking environments.
In my recent role, I led Quality Operations & Analytics as a Team Lead, designing Power BI dashboards and improving inspection cycles through MIS analytics—driving an 18% increase in branch profitability and a 10% reduction in quality control errors. Previously, as a Branch Service & Operations Manager and Audit/Customer Operations leader, I translated MIS/CRM insights into service SLAs, supervised KYC and loan disbursement workflows (including FinnOne Neo and Finacle), and maintained strong audit and fraud-prevention outcomes.
Experience
Work history, roles, and key accomplishments
Team Lead – Quality Ops
Formel D
Sep 2024 - Jan 2026 (1 year 4 months)
Led Quality Operations & Analytics for Formel D (Jaguar Land Rover engagement), boosting operational performance with an 18% increase in branch profitability and reducing quality control errors by 10% year-on-year. Built Power BI MIS dashboards, conducted root-cause analysis to improve defect and inspection performance, and supported RBI-aligned compliance and fraud reduction through workflow impr
Branch Service & Ops Manager
DCB Bank Ltd
Dec 2021 - Jul 2022 (7 months)
Directed branch service and operations using MIS analytics and translated MIS/CRM data into operational requirements. Achieved 99% compliance in fraud detection audits, improved loan disbursement workflows in FinnOne Neo, and drove an 18% increase in branch profitability while reducing false positives in customer verification.
Managed customer operations strategy focused on service quality and retention analytics, achieving 120% of service quality targets. Used Finacle and CRM data to analyze service requests, identify trends for management review, and support retail lending growth with data-driven cross-sell insights.
Value Banker (HNI/SME)
ICICI Bank Ltd
Aug 2018 - Jun 2020 (1 year 10 months)
Oversaw HNI and SME portfolios using relationship analytics and client behavior data, achieving 25% annual client acquisition. Maintained 95% client retention by identifying at-risk customers and executing proactive relationship management.
Verifier – Banking Ops
ICICI Bank Ltd
May 2017 - Aug 2018 (1 year 3 months)
Handled KYC, account opening, and cheque clearance operations with 99% accuracy. Improved operational efficiency by streamlining CRM and verification workflows in Microsoft Excel, reducing turnaround times by 40% and strengthening risk management controls.
Education
Degrees, certifications, and relevant coursework
Ulster University
Master of Science (MSc) in Marketing, Marketing
2022 - 2023
Earned an MSc in Marketing at Ulster University (2022–2023).
Cochin University of Science and Technology
Master of Business Administration (MBA), Marketing and Human Resources
2015 - 2017
Completed an MBA with a focus on Marketing and HR at Cochin University of Science and Technology (2015–2017).
University of Calicut
Bachelor of Arts, English
2012 - 2015
Completed a Bachelor of Arts in English at the University of Calicut (2012–2015).
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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