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Sharad NairSN
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Sharad Nair

@sharadnair

Senior banking operations professional specializing in fraud detection, compliance, and MIS analytics.

India
Message

What I'm looking for

I’m looking for a Senior Banking Operations & Fraud-focused role where I can strengthen RBI compliance, run fraud reduction through analytics and root-cause action plans, and optimize core banking workflows with Power BI/MIS for measurable SLA and quality improvements.

I’m a senior banking operations and fraud detection professional with 8 years of experience strengthening high-volume banking operations through compliance expertise, risk-focused quality control, and data-driven decision-making. I’ve supported RBI guideline adherence with structured corrective actions, root-cause analysis, and operational workflow redesigns across core banking environments.

In my recent role, I led Quality Operations & Analytics as a Team Lead, designing Power BI dashboards and improving inspection cycles through MIS analytics—driving an 18% increase in branch profitability and a 10% reduction in quality control errors. Previously, as a Branch Service & Operations Manager and Audit/Customer Operations leader, I translated MIS/CRM insights into service SLAs, supervised KYC and loan disbursement workflows (including FinnOne Neo and Finacle), and maintained strong audit and fraud-prevention outcomes.

Experience

Work history, roles, and key accomplishments

Formel D logoFD

Team Lead – Quality Ops

Formel D

Sep 2024 - Jan 2026 (1 year 4 months)

Led Quality Operations & Analytics for Formel D (Jaguar Land Rover engagement), boosting operational performance with an 18% increase in branch profitability and reducing quality control errors by 10% year-on-year. Built Power BI MIS dashboards, conducted root-cause analysis to improve defect and inspection performance, and supported RBI-aligned compliance and fraud reduction through workflow impr

DCB Bank Ltd logoDL

Branch Service & Ops Manager

DCB Bank Ltd

Dec 2021 - Jul 2022 (7 months)

Directed branch service and operations using MIS analytics and translated MIS/CRM data into operational requirements. Achieved 99% compliance in fraud detection audits, improved loan disbursement workflows in FinnOne Neo, and drove an 18% increase in branch profitability while reducing false positives in customer verification.

ICICI Bank Ltd logoIL

Verifier – Banking Ops

ICICI Bank Ltd

May 2017 - Aug 2018 (1 year 3 months)

Handled KYC, account opening, and cheque clearance operations with 99% accuracy. Improved operational efficiency by streamlining CRM and verification workflows in Microsoft Excel, reducing turnaround times by 40% and strengthening risk management controls.

Education

Degrees, certifications, and relevant coursework

Ulster University logoUU

Ulster University

Master of Science (MSc) in Marketing, Marketing

2022 - 2023

Earned an MSc in Marketing at Ulster University (2022–2023).

Cochin University of Science and Technology logoCT

Cochin University of Science and Technology

Master of Business Administration (MBA), Marketing and Human Resources

2015 - 2017

Completed an MBA with a focus on Marketing and HR at Cochin University of Science and Technology (2015–2017).

University of Calicut logoUC

University of Calicut

Bachelor of Arts, English

2012 - 2015

Completed a Bachelor of Arts in English at the University of Calicut (2012–2015).

Tech stack

Software and tools used professionally

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