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Sandiip Vankallu

@sandiipvankallu

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Fraud Risk Leader driving analytics, fraud prevention, and underwriting improvements.

India

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What I'm looking for

I’m looking to lead fraud risk and portfolio analytics, partnering with underwriting, claims, and legal to improve ROE, reduce loss ratios, and scale digital governance—using advanced detection, pricing, and dashboarding to drive measurable outcomes.

I’m a Fraud Risk Leader with 15+ years of experience in fraud risk management and operational risk governance across insurance and banking. I focus on data-driven portfolio analytics, underwriting strategy, and revenue leakage identification that improves business outcomes.

I’ve consistently improved profitability by enhancing Return on Equity (ROE) and reducing loss ratios. I do this by identifying revenue leakages, neutralizing high-risk patterns, and institutionalizing robust corrective underwriting actions.

I design and embed advanced fraud detection architectures—including social network analysis and anomaly detection frameworks—so teams can intercept issues earlier and strengthen risk oversight. I also modernize compliance and audit readiness by migrating manual, high-dependency workflows into streamlined digital systems that raise efficiency, throughput, and SLA adherence.

In my recent roles, I’ve led contract management and product/portfolio analytics initiatives: localizing global contract governance, launching digital contract management rollouts, and building data-led pricing and underwriting strategies. I turn complex insights into executive-level intelligence through dashboards and review packs, aligning Underwriting, Claims, Legal, and Distribution around measurable risk and performance improvements.

Experience

Work history, roles, and key accomplishments

Current

Lead Contract Management

Current

Rhenus Logistics

Apr 2025 - Present (1 year 2 months)

Led localization and rollout of a Global Contract Management Framework, strengthening contract risk governance and regional compliance. Drove contract risk analytics and leakage analysis to improve risk visibility, monitoring, audit readiness, and profitability outcomes.

Contract Management Contract Analytics Commercial Risk Governance Audit Readiness Risk Visibility Stakeholder Management

Lead Product Manager

Go Digit General Insurance

May 2024 - Apr 2025 (11 months)

Led analytics initiatives to assess customer risk profiles, detect behavioural anomalies, and identify fraud indicators to improve portfolio quality and fraud prevention. Built pricing and underwriting strategies using loss ratio trends, and digitized manual processes into automated systems to enhance controls and throughput efficiency.

Risk Based Pricing Underwriting Strategy Anomaly Detection EV Usage Pattern Analysis Portfolio Analytics

Associate Vice President

ICICI Lombard General Insurance

Sep 2019 - May 2024 (4 years 8 months)

Managed end-to-end analytical governance for motor insurance performance, delivering monthly outlier profiling and actionable insights across channels and geographies. Designed anomaly detection and red-flag frameworks for fraud indicators and operational leakages, and led executive dashboards and cross-functional review cadences to drive corrective underwriting actions.

Motor Portfolio Analytics Anomaly Detection Underwriting Performance Monitoring Dashboards

Manager - Credit / Risk Analytics

Tata Capital Financial Services

Jul 2017 - Sep 2019 (2 years 2 months)

Performed credit and risk analytics to support data-driven risk decisioning and operational governance. Produced analytics outputs to inform risk actions and performance monitoring across business stakeholders.

Credit Risk Analytics Portfolio Analytics Statistical Modeling Monitoring Stakeholder Management

Manager - Fraud Analysis

ICICI Lombard General Insurance

Sep 2012 - Jul 2017 (4 years 10 months)

Led fraud analysis within general insurance operations, supporting identification of high-risk patterns and operational leakages. Contributed analytics to improve fraud oversight and underwriting discipline.

Fraud Analysis Risk Pattern Identification Operational Leakage Identification Statistical Analysis Portfolio Analytics Monitoring Oversight

Senior Associate - Data Governance

HDFC Life

May 2011 - Sep 2012 (1 year 4 months)

Owned data validation and governance activities to support compliance, audit readiness, and reliable analytics inputs. Helped standardize processes to reduce operational risk and improve control effectiveness across workflows.

Data Validation Data Governance Audit Readiness Operational Efficiency Business Intelligence

Business Analyst

eClerx Services

Aug 2008 - May 2011 (2 years 9 months)

Performed business analysis work supporting operational processes and analytics needs. Contributed to data handling and reporting activities used by teams to improve performance and decision-making.

Business Analysis Data Processing Reporting Process Improvement Analytics Support Documentation