Ravindra Shelke
@ravindrashelke
Driven Area Manager with expertise in credit risk management.
What I'm looking for
I am a driven Area Manager with over three years of experience in credit risk management and operational excellence. My journey in the banking sector has equipped me with a robust skill set in leadership, strategic planning, and enhancing customer satisfaction. I have successfully managed daily operations across multiple branches, overseeing a portfolio of over 47,000 customers and ensuring compliance with credit policies.
Throughout my career at Suryoday Small Finance Bank, I have demonstrated my ability to build motivated teams and foster a culture of continuous improvement. I have implemented innovative solutions that not only drive revenue growth but also streamline processes for operational efficiency. My commitment to achieving collection targets and improving customer service has been pivotal in my roles, from Assistant Credit Officer to Area Credit Manager.
With a strong focus on performance evaluation and team leadership, I have consistently identified high potentials for leadership roles and addressed operational issues promptly. I am passionate about leveraging my skills to contribute to a dynamic organization that values growth and excellence.
Experience
Work history, roles, and key accomplishments
Area Credit Manager
Suryoday Small Finance Bank
Mar 2022 - Jun 2025 (3 years 3 months)
Managed daily operations of 10 branches for Credit and collections with portfolio of 47K+ customers with Pos of 170cr. Identified high potentials for leadership roles and evaluated employee performance, succession planning.
Credit Officer
Suryoday Small Finance Bank
Apr 2023 - Sep 2024 (1 year 5 months)
Managed a portfolio of loans, monitoring compliance with terms and identifying risk factors. Implemented credit policies and procedures to minimise bad debts and improve recovery rates.
Assistant Credit Officer
Suryoday Small Finance Bank
Mar 2022 - Mar 2023 (1 year)
Processed customer transactions quickly and accurately, including deposits, withdrawals, and loan payments. Managed and balanced cash drawer daily, ensuring accuracy in all financial transactions.
Sales Manager
Honda Motorcycle & Scooter (HMSI)
Dec 2016 - Mar 2022 (5 years 3 months)
Led sales team towards achieving quarterly targets through strategic planning and effective resource allocation. Optimised sales methods to acquire, develop and retain customers.
Education
Degrees, certifications, and relevant coursework
Yashwantrao Chavan Maharashtra Open University (YCMOU)
Bachelor of Commerce, Commerce
Completed a Bachelor of Commerce degree, focusing on core business principles and financial management. Gained foundational knowledge in commerce, preparing for a career in finance and business operations.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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