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Rusty RayRR
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Rusty Ray

@rustyray

Senior Claims Examiner with 28+ years handling complex commercial, property, and litigated claims.

United States
Message

What I'm looking for

I’m looking for a senior claims role where I can manage complex, high-severity and litigated property & casualty files, leverage coverage analysis and negotiation, and mentor adjusters while maintaining disciplined reserving and documentation.

I’m a Senior Claims Examiner with over 28 years of experience handling complex commercial, garage, auto, property, and litigated claims. I’m known for thorough documentation, sound reserving, disciplined file management, and strong negotiation skills, with a strong focus on coverage analysis and liability evaluation.

I manage and investigate large losses that demand advanced technical evaluation—coordinating engineers, contractors, and forensic experts to determine cause, scope, and exposure. I also support litigated files by collaborating with defense counsel on resolution strategies, pursuing subrogation and salvage opportunities, and mentoring adjusters on coverage interpretation, documentation standards, and litigation handling.

Experience

Work history, roles, and key accomplishments

IA
Current

Large Loss Adjuster

Independent General Large Loss Adjuster

Jan 2020 - Present (6 years 5 months)

Managed large commercial fire, water, structural, and liability losses, coordinating with engineers and forensic experts to assess cause, scope, and exposure. Produced detailed coverage evaluations, estimates, and reports, negotiated complex settlements, and pursued subrogation to reduce indemnity.

Education

Degrees, certifications, and relevant coursework

Eastern Washington University logoEU

Eastern Washington University

Bachelor of Arts, Business Administration

B.A. in Business Administration from Eastern Washington University.

Tech stack

Software and tools used professionally

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