Raphael Silva
@raphaelsilva
I build GenAI agents and automation that reduce manual credit-risk analysis work.
BrazilWhat I'm looking for
At Santander Brazil, I build and evolve GenAI, automation, and AI-agent solutions for the Risk VP area, using governance as part of the solution in a highly regulated environment.
I've built more than 10 CustomGPTs for credit specialists, reducing manual work in client analyses by an average of 55% to 70%. I also led the winning IA Risk Pro Hackathon team, creating an AI copilot that automatically generates ownership org charts for Wholesale credit analyses.
My work spans intelligent workflows for documents, analyses, and reports, plus low-code applications and automations with Power Apps, Power Automate, PowerShell, and Python. Earlier at Santander, I migrated analytical processes from SAS to Databricks Cloud and built dashboards for management, service-model, and security KPIs.
My background also includes strategic tax consulting at Deloitte and commercial negotiation, credit analysis, portfolio management, and prospecting at Palm Assessoria e Consórcios.
Experience
Work history, roles, and key accomplishments
Specialist - Risk Transformation Office
Santander Brazil
Feb 2026 - Present (6 months)
Prompt Engineer and AI Engineer testing and implementing GenAI, automation, and AI Agents for the Risk VP area. Built over 10 CustomGPTs, reducing manual work on credit analyses by 55-70%, and led the winning team of the IA Risk Pro Hackathon.
Risk Specialist
Santander Brazil
May 2025 - Jan 2026 (8 months)
Developed low-code applications and automations for risk processes using Power Apps, Power Automate, PowerShell, and Python.
Retail SME Credit Risk - Internship
Santander Brazil
Jul 2024 - May 2025 (10 months)
Migrated analytical processes from SAS to Databricks Cloud, focusing on governance and continuity of indicators. Analyzed data for a service model and built management dashboards for decision-making.
Provided strategic and operational consulting for large companies, developing automations in advanced Excel and Python for analysis routines.
Analyst
Palm Assessoria e Consórcios
Oct 2020 - Aug 2023 (2 years 10 months)
Handled commercial negotiations and credit analysis for consortium share purchases, with portfolio management and results-driven prospecting.
Education
Degrees, certifications, and relevant coursework
Universidade de São Paulo
Bachelor of Science, Computer Engineering
Pursuing a Bachelor of Science in Computer Engineering at the University of São Paulo, expected to graduate in 2026.
Impacta Tecnologia
Bachelor of Science, Computer Engineering
2021 - 2025
Completed a Bachelor of Science in Computer Engineering from Impacta Tecnologia from July 2021 to June 2025.
Tech stack
Software and tools used professionally
Availability
Location
BrazilAuthorized to work in
Social media
Job categories
Interested in hiring Raphael?
You can contact Raphael and 90k+ other talented remote workers on Himalayas.
Message RaphaelGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
