
Raman deep
@ramansaini
Order-to-Cash SME at Accenture Operations managing a $50M collections portfolio across 300+ accounts; targeting a Team Lead role.
What I'm looking for
At Accenture Operations, I own a $50M collections portfolio across 300+ customer accounts. I use AR aging, DSO, and delinquency data to prioritize work while tracking SLAs and sustaining 90%+ quality scores.
As the team's Order-to-Cash SME, I handle complex account queries and process exceptions before formal escalation. I also apply root cause analysis to recurring disputes and reconciliation issues.
I prepare consolidated reports on unapplied payments and credits, and coordinate with customers, Cash Application, and Collection Lead teams on offsets, reversals, and account resolution. My daily performance reporting feeds into client and business reviews.
I've trained and onboarded 5–6 new joiners on systems, workflows, and collection processes. I received Star of Business recognition every year for consistent performance and contribution.
Experience
Work history, roles, and key accomplishments
Own a $50M AR portfolio across 300+ accounts, applying SLA tracking, DSO, AR aging analysis, and root cause analysis to sustain 90%+ quality scores. Act as team SME for escalations, train new joiners, and prepare MIS reports for client reviews.
Sr. Credit Executive – Credit Underwriter
CarDekho – GirnarSoft Pvt. Ltd.
Mar 2022 - May 2022 (2 months)
Assessed customer creditworthiness and evaluated financial information for loan applications. Reviewed documentation and ensured compliance with internal credit policies and standards.
Performed risk assessments based on customers' financial and credit profiles. Evaluated loan applications using FINACLE and SIMPLER systems.
Credit Process Associate
Axis Bank Ltd.
Sep 2020 - Sep 2021 (1 year)
Processed home and vehicle loan applications, ensuring accuracy and completeness of customer data. Prepared daily MIS reports and coordinated with field investigators for application verification.
Education
Degrees, certifications, and relevant coursework
Subharti University
MBA, Finance and Production & Operations Management
Pursued an MBA in Finance and Production & Operations Management, completing in 2022.
Kurukshetra University
B.Tech, Engineering
Earned a Bachelor of Technology in Engineering, completing in 2016.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
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