Nuwagaba Sharon
@nuwagabasharon
I improve credit bureau data quality, collateral administration, and loan documentation in microfinance.
What I'm looking for
At UGAFODE Microfinance, I manage Credit Reference Bureau data submissions, resolve bureau disputes, and help ensure regulatory thresholds and submission deadlines are met.
I've analyzed CRB input and output files, reported on data quality and rejected records, reconciled invoices, cleaned up open bureau accounts, and supported staff training to improve data accuracy. I also represent the bank in central bank, UBA, and credit bureau committees.
Previously, I supported UGAFODE's legal and credit operations by registering securities, reconciling perfection ledgers, preparing security-perfection documents, reviewing collateral and loan documentation, and managing collateral movement.
With a Bachelor's degree in Microfinance and a Postgraduate Diploma in Taxation and Revenue Administration, I'm motivated by continuous learning, honest service, and helping teams meet customer and organizational needs.
Experience
Work history, roles, and key accomplishments
CRB Officer
Ugafode Microfinance Ltd
Aug 2022 - Present (4 years)
Analyzed CRB files for data quality, generated reports, resolved disputes, and ensured regulatory compliance. Coordinated data submissions and trained staff to improve data accuracy.
Administrative Assistant - Legal
Ugafode Microfinance MDI
Jul 2019 - Aug 2022 (3 years 1 month)
Managed securities registration, reconciled perfection ledgers, and prepared legal documents. Supported credit team in loan disbursement and perfection processes.
Graduate Trainee - Legal
Ugafode Microfinance Ltd (MDI)
Sep 2018 - Jun 2019 (9 months)
Assisted in securities registration, reconciliation, and legal document preparation. Supported collateral management and perfection processes.
Intern (Sales and Marketing)
Ugafode Microfinance MDI
Jun 2018 - Aug 2018 (2 months)
Mobilized savings deposits and loan accounts, cross-sold products, and handled customer queries. Opened accounts for customers.
Intern (Credit Department)
Heart FM SACCO
Apr 2016 - Aug 2016 (4 months)
Appraised potential clients for loans, processed sales transactions, and monitored loan performance. Enforced policies and met daily targets.
Education
Degrees, certifications, and relevant coursework
East African School of Taxation
Post Graduate Diploma, Taxation and Revenue Administration
2019 - 2021
Pursued a Post Graduate Diploma in Taxation and Revenue Administration.
Kyambogo University
Bachelor of Microfinance, Microfinance
2015 - 2018
Earned a Bachelor of Microfinance degree.
Lake Side College Luzira
Uganda Advanced Certificate of Education, General Studies
2013 - 2014
Completed Uganda Advanced Certificate of Education (U.A.C.E.).
St. Joseph Girls Secondary School Nsambya
Uganda Certificate of Education, General Studies
2009 - 2012
Completed Uganda Certificate of Education (U.C.E.).
Rev John Primary School
Primary Leaving Examination, Primary Education
2006 - 2008
Completed Primary Leaving Examination (P.L.E.).
Availability
Location
Authorized to work in
Job categories
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