Lorna Mercy Aryatuhabwa

Enforced post-sanction credit policies and risk assurance procedures across the wholesale lending division, aligning with Bank of Uganda regulations. Acted as second-line risk control partner, identifying and escalating risks, and served as Secretariat for the Risk Review Committee.

Managed operational risk and control infrastructure for the central securities unit, achieving 100% resolution of escalated compliance queries. Directed documentation and asset verification for a corporate credit portfolio valued at over UGX 1 trillion, ensuring 100% legal perfection of security.

Co-developed and piloted an internal digital collateral-tracking system, eliminating operational losses and documentation breaches. Re-engineered verification workflows, reducing turnaround time by 75% (from 14 days to 1 day) through digital tools and staff capacity building.

Audited legal and operational loan documentation, enforcing zero-error data standards that improved data integrity and audit readiness. Acted as primary liaison with external legal counsel and valuers to validate authenticity and regulatory perfection of security instruments.

Pursuing a Master of Business Administration (MBA) with a general focus, expected to complete in 2026.

Completed a certificate in Business Analysis and Process Management.

Completed a certificate in Investment Risk Management.

Completed a certificate in Credit Management.

Earned a Bachelor of Commerce with a focus on Accounting, Auditing, and Taxation.

Completed a certificate in Insurance Proficiency.

Completed a diploma in Computer Applications.