Open to opportunities

Nick Nicolaou

@nicknicolaou

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Optimistic senior leadership professional in banking and fintech.

United Kingdom

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What I'm looking for

I am looking for a role that values innovation and collaboration, where I can leverage my leadership skills to drive product success and team growth.

I am an optimistic customer-centric senior leadership professional with extensive experience in banking, fintech, and B2B SaaS software. My expertise includes scaling product teams, developing high-impact product strategies, and introducing AI to solve complex problems. I excel at building and coordinating high-performing collaborative cross-functional teams, operating in fast-paced start-up and high-growth environments.

Throughout my 19 years in lending, mortgage advice, credit underwriting, and project management, coupled with 9 years in product development, I have consistently delivered results. I have a hands-on, metrics-driven approach that balances revenue growth with customer-centric product evolution. My leadership style fosters a positive and collaborative team culture, ensuring continuous improvement and employee development.

Experience

Work history, roles, and key accomplishments

Current

Product Director

Current

ClearCourse (BrightOffice & FLG)

Aug 2022 - Jan 2025 (2 years 5 months)

Led product development for BrightOffice and FLG, focusing on loan management and lead marketing tools. Achieved significant revenue growth and improved operational efficiency through strategic product roadmap enhancements and team integration.

Product Development SaaS Revenue Team Leadership CRM Integration Strategic Planning Customer Centric Approach Project Management

Director (Operations & Product)

Ask Inclusive Finance Ltd

Jun 2017 - Oct 2021 (4 years 4 months)

Oversaw product development and operational risk management for a fintech startup, significantly increasing sales inquiries and approval rates through innovative loan products and systems.

Credit Risk Management Product Roadmap Fintech Loan Systems Sales Growth Team Leadership Collaboration Risk Management

Managing Director

Newable Ltd

Jul 2008 - Mar 2017 (8 years 8 months)

Led a team of over 40 employees in delivering diverse lending solutions, achieving substantial growth in lending volume and revenue while improving credit risk policies.

Team Leadership Business Development Revenue Management Negotiation Financial Services Stakeholder Engagement

Business Banking Manager

Bank of Cyprus UK Ltd

Mar 1996 - Mar 2008 (11 years 11 months)

Managed the northwest loan portfolio, achieving consistent growth and maintaining high interest rate margins through rigorous risk evaluation and strategic lending practices.

Credit Risk Portfolio Management Financial Analysis Relationship Management Strategic Planning Team Coordination