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Namita Bhairaviya

@namitabhairaviya

Product Manager at HDFC BANK who digitized mortgage onboarding and cut origination-to-lead time from two days to zero.

United States
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At HDFC BANK, I shaped mortgage product strategy and modernized digital banking workflows. I helped scale the mortgages branch channel portfolio from $3 billion to $12 billion over a ten-year period.

I modernized mortgage onboarding across mobile and web, reducing the origination-to-lead journey from two business days to zero latency. I also led the migration of legacy lead tracking into CRMNext and BI platforms, supporting adoption across 1,800+ users.

I partnered with data and technology teams on automated Tableau and Power BI dashboards, replacing manual Excel trackers. I also streamlined customer escalation processes, reducing repeat complaints by 50%, and re-engineered payout operations to cut turnaround time from five business days to four hours.

Experience

Work history, roles, and key accomplishments

HDFC Bank logoHB

Vice President – Product Manager, Strategy & Initiatives, Mortgages

HDFC Bank

Nov 2011 - Aug 2026 (14 years 9 months)

Led strategic planning and digital transformation for mortgage operations, scaling portfolio from $3B to $12B. Drove CRM and BI platform migrations, automated workflows, and delivered data-driven insights to senior leadership.

NE

Senior Associate (Procurement Solutions)

Netscribes

Apr 2011 - Oct 2011 (6 months)

Supported business development for spend management solutions targeting procurement departments of corporate enterprises across the United States.

Education

Degrees, certifications, and relevant coursework

ICFAI Business School logoIS

ICFAI Business School

Master of Business Administration, Business Administration

2008 - 2010

Pursued an MBA with a focus on business administration, developing skills in strategic management and leadership.

MU

M.S. University

Bachelor of Business Administration, Business Administration

2005 - 2008

Completed a Bachelor of Business Administration, building a foundation in business principles and management.

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