Melody Taquino
@melodytaquino
I manage high-risk auto finance vendors, collections portfolios, and repossession compliance.
ZimbabweWhat I'm looking for
I've led vendor management, collections, skip tracing, repossession, and legal recovery across regulated auto finance portfolios ranging from $47M to $470M. As an independent Collection, Skip Trace and Asset Resolution Specialist, I manage and audit third-party vendors, direct revenue production, and help clients prepare for audits, litigation, and regulatory reviews.
I've reduced newly acquired portfolios from 15% to under 1.5% within 90 days during client mergers and developed FDCPA training and operational manuals. My work is grounded in FDCPA, CFPB, UCC, state repossession laws, crisis intervention, and de-escalation practices.
Experience
Work history, roles, and key accomplishments
Collection, Skip trace and Asset Resolution Specialist
Independent
Jan 2007 - Present (19 years 7 months)
Owner and operator overseeing third party vendors and direct client recovery and workflow across auto, mortgage, credit card, commercial and unsecured portfolios. Managed and audited vendors, developed FDCPA training, and reduced collection portfolios from 15% to under 1.5% within 90 days.
Education
Degrees, certifications, and relevant coursework
National University
Master's Degree, Forensic Science
Master's Degree in Forensic Science from National University, San Diego, CA.
Tech stack
Software and tools used professionally
Availability
Location
ZimbabweAuthorized to work in
Job categories
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