Manuel Najera

I’m a results-driven Financial Sales Professional with 10+ years of experience structuring consumer lending solutions, managing high-value client relationships, and driving revenue growth. I specialize in full-cycle B2B and B2C sales, credit analysis, and complex deal structuring, turning financial products into clear value propositions.

I structure and close consumer financing agreements by analyzing customer credit profiles to tailor loan solutions and improve lender approval rates. I also manage a loan portfolio of financial product sales—extended service contracts, GAP insurance, and secured financing through third-party lenders—so revenue stays consistently above dealership benchmarks.

I lead revenue growth with consultative selling and transparent communication of complex financial terms. Through objection handling, product positioning, and closing techniques, I’ve improved customer satisfaction scores by 20% and increased total sales volume by 15%, while building long-term client relationships that drive repeat business and referrals.

I translate complex business processes into actionable insights using data-driven decision making. I manage a high-volume inbound and outbound sales pipeline with CRM systems and digital tools, and I’m actively learning platforms like Salesforce CRM and HubSpot to support digital and AI-driven initiatives.