Kelly Rosenbaum
@kellyrosenbaum
I am a seasoned lending and credit professional driving portfolio growth and risk-based credit strategies.
What I'm looking for
I am a lending and credit professional with over 25 years of experience in consumer and indirect auto lending, portfolio growth, and risk-based credit analysis.
At Keystone Lending Alliance I spearheaded expansion of an indirect auto lending portfolio from 25 to over 100 dealerships across Southwestern PA, strengthened dealer relationships, and partnered with executive teams to acquire new credit union clients.
I evaluate loan applications, conduct credit reviews, deliver real-time lending decisions, and analyze loan performance metrics to improve look-to-book ratios, reduce delinquencies, and optimize funding cycles.
I deliver training, support compliance and risk mitigation through audits and policy enforcement, and mentor teams to implement LOS/DL4 and process improvements that cut processing time and improve accuracy.
Experience
Work history, roles, and key accomplishments
Regional Sales Manager
Keystone Lending Alliance
Jan 2014 - Present (11 years 8 months)
Spearheaded expansion of an indirect auto lending portfolio from 25 to over 100 dealerships across Southwestern PA and supported acquisition of new credit union clients. Analyzed loan performance metrics, enforced credit policy, and delivered training to improve look-to-book and funding cycle times.
Dealer Sales Representative
Community Bank
Mar 2003 - Jan 2014 (10 years 10 months)
Managed a diverse portfolio of auto dealership clients, conducting full credit reviews, income verification, and underwriting to optimize approvals. Improved underwriting effectiveness by helping implement an enhanced credit scoring model and supported DL4 adoption to reduce loan processing time and improve accuracy.
Direct Marketing Coordinator
Conseco Finance
Sep 1995 - Oct 2002 (7 years 1 month)
Coordinated direct marketing and lending campaigns for mobile home financing and managed end-to-end consumer lending processes including credit review, document preparation, and loan closing. Collaborated with loan officers and underwriters to ensure regulatory compliance and timely funding.
Education
Degrees, certifications, and relevant coursework
Community College of Allegheny County
Associate Degree
Associate degree program at the Community College of Allegheny County in West Mifflin, PA.
Bethel Park Senior High School
High School Diploma
Earned a High School Diploma from Bethel Park Senior High School in Bethel Park, PA.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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