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Kumar AggarrwalKA
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Kumar Aggarrwal

@kumaraggarrwal

Engineering leader specializing in scalable backend systems and lending platforms.

India
Message

What I'm looking for

I seek senior backend/platform roles where I can lead engineering teams, modernize systems, and deliver scalable, reliable fintech or platform solutions with strong cross-functional collaboration.

I am an engineering leader with over 10 years of experience building scalable backend systems across fintech, travel, telecom, and e-commerce. I specialize in lending platforms, distributed architectures, and backend performance optimizations that support high-volume transactions.

At my most recent role I mentored backend teams, modernized a Fineract core banking system with an 80% performance uplift, and scaled lending disbursements to ₹400 crore monthly while supporting ₹1,400 crore AUM. I have driven AI adoption and built CI/CD pipelines to increase release velocity and confidence.

I have led cross-functional work with Product, Risk, and Compliance to deliver revenue-impacting features, built Kafka-based resilient workflows, and migrated analytics to faster execution platforms. I also prototype AI/ML solutions using LangChain, HuggingFace, and vector search to accelerate reporting and stakeholder decision-making.

I bring hands-on technical expertise in backend engineering, mentoring, and system modernization, and I focus on delivering reliable, maintainable platforms that meet business and compliance needs.

Experience

Work history, roles, and key accomplishments

TL

Technical Lead

Truecredits (Balancehero/Truebalance) India Pvt. Ltd

Sep 2022 - Aug 2025 (2 years 11 months)

Led a backend team and modernized a Fineract core banking system delivering an 80% performance uplift and zero-downtime high-volume transactions; scaled lending disbursements to ₹400 crore monthly and supported ₹1,400 crore AUM while adding recurring revenue through product-risk collaborations.

AT

Software Engineer

Aricent Technologies

Oct 2014 - Dec 2016 (2 years 2 months)

Delivered end-to-end telecom solutions and designed SS7-INAP and SIP call flows, building a traffic allocator to handle high call volumes for Tier-1 carriers.

CL

Software Developer (Intern)

Central Forensic Science Laboratory

Jan 2014 - May 2014 (4 months)

Built data-extraction tools and a facial recognition app (Eigenvalue PCA) with 92% accuracy to support criminal investigations and court testimonies.

Education

Degrees, certifications, and relevant coursework

University Institute of Engineering and Technology, Panjab University logoUU

University Institute of Engineering and Technology, Panjab University

Bachelor of Engineering, Information Technology

2010 - 2014

Grade: 7.4/10

Completed a Bachelor of Engineering in Information Technology with a CGPA of 7.4/10, focusing on software engineering and systems.

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Kumar Aggarrwal - Technical Lead - Truecredits (Balancehero/Truebalance) India Pvt. Ltd | Himalayas