Kritika Kulsrestha Narain
@kritikakulsresthanar
Product leader with strong P&L, product launches and entrepreneurial experience driving revenue and social impact.
IndiaWhat I'm looking for
I am a product and business leader with experience across banking product management and founding a social enterprise supporting defence families. I have led product launches, P&L analysis, marketing communications and operational rollouts that drove measurable revenue growth.
In corporate roles I managed credit, transit and prepaid card products, coordinated cross-functional teams and vendors, and executed strategic deployments that increased sales by up to 150% and improved retail spends and ATM profitability. I also have experience in budgeting, forecasting, compliance and agreement management.
As founder of Rank Never Retires Private Limited, I oversee financial and legal management, market expansion, supplier negotiations and product development to benefit defence families while moving the business toward breakeven. I bring an entrepreneurial mindset, strong stakeholder engagement and a results-driven approach.
Experience
Work history, roles, and key accomplishments
Founder
Rank Never Retires Private Limited
Dec 2023 - Present (2 years 1 month)
Founded and manage a startup supporting defence families by selling handcrafted products; oversee budgeting, legal/compliance (DPIIT), supplier negotiations, market expansion and product launches to drive profitability and benefit 40+ families.
IBProduct Manager, Credit Cards
ICICI Bank
Jun 2021 - Nov 2021 (5 months)
Developed marketing communications and product propositions for co-brand credit cards, led P&L analysis, agreements and end-to-end product launch activities to improve card market position.
HBProduct Manager, ATM
HDFC Bank
Jun 2020 - Mar 2021 (9 months)
Coordinated planning and vendor execution for ATM network, optimizing OffUs income and ROU costs while strategically deploying profitable locations and closing non-profitable ATMs.
ALProduct Manager, Cards
Axis Bank Ltd
Feb 2017 - Apr 2020 (3 years 2 months)
Managed credit, transit and prepaid card products: led launches (including India's first open-loop transit card in Kochi), competitor analysis, promotions and partnerships, achieving up to 150% sales growth and 30% increase in retail spends.
ILSales Manager
ICICI Lombard GIC Ltd
Apr 2015 - Jul 2016 (1 year 3 months)
Led sales initiatives and vendor engagement, trained and coached junior sales staff, developed promotional materials and achieved targets, earning two awards for performance.
Education
Degrees, certifications, and relevant coursework
SSSymbiosis Institute of Management Studies
Master of Business Administration, Marketing
Completed a Master of Business Administration with focus on Marketing and Finance from Symbiosis Institute of Management Studies in 2015.
AUAmity University
Bachelor of Commerce (Hons.), Accounts
Completed Bachelor of Commerce (Hons.) with specialization in Accounts in 2013.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
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