Kay Kennedy
@kaykennedy
Seasoned mortgage specialist in loan processing and closings with strong compliance and leadership experience.
What I'm looking for
I am a seasoned mortgage specialist with extensive experience in loan processing, closing, and funding across conventional, government, jumbo, and home equity products. I have worked remotely and onsite for banks, mortgage companies, and insurance firms, routinely using Encompass and Calyx to manage high-volume pipelines and ensure TRID and regulatory compliance.
Across roles I have closed and funded large volumes of loans, reduced processing time by more than 30%, overseen and trained junior processors, and managed closing coordination with title and escrow partners. I bring proven skills in underwriting support, post-closing quality control, documentation review, loss draft and claims coordination, and customer relationship management.
I am collaborative, detail-oriented, and compliance-focused, with a track record of improving operational efficiency, mentoring teams, and maintaining data integrity in fast-paced lending environments. I hold AML certification and am authorized to work in the US for any employer.
Experience
Work history, roles, and key accomplishments
Mortgage Loan Processor
Greenville Federal
Nov 2025 - Present (2 months)
Process and close installment and conventional mortgage loans, ensuring TRID and compliance requirements are met while managing file conditions through to funding.
Loss Draft Specialist
Assurant Specialty and Property Insurance
Nov 2023 - Nov 2025 (2 years)
Handled outbound calls for JPMorgan Chase claims, managing missing-document follow-ups, exception reviews, draw updates and dispute resolution to advance claim processing.
Home Equity Loan Processor
TD Bank America
Jun 2022 - Dec 2022 (6 months)
Ordered credit, followed up on loan conditions, verified employment, scheduled closings and ensured rates and disclosures were correct while working within TRID guidelines.
Mortgage Closer/Funder
Guaranteed Rate Affinity
Jun 2020 - Feb 2022 (1 year 8 months)
Closed and funded all mortgage types remotely, resolved closing deficiencies, and averaged 100–175 loans closed monthly while using Encompass and collaboration tools.
Mortgage Loan Closer
Rapid Mortgage Company
Feb 2019 - Apr 2020 (1 year 2 months)
Managed all closing areas including change of circumstances, initial closing disclosures, wire ordering and balancing with title across multiple warehouses using Encompass.
Mortgage Closer
Tata Consultancy Services
May 2017 - Aug 2019 (2 years 3 months)
Closed mortgage loans for Morgan Stanley Wealth Management, ensuring accurate documentation and timely funding in a high-compliance environment.
Senior Mortgage Processor
Polaris Mortgage
Sep 2016 - Sep 2017 (1 year)
Oversaw and trained junior processors on government and conventional loans, coordinated with sales and maintained strong customer care and file quality.
Closing Coordinator
Union Savings Bank
Aug 2011 - Sep 2017 (6 years 1 month)
Scheduled and prepared 25–30 daily closings, prepared closing documents, and coordinated with multiple title companies to ensure timely closings.
Education
Degrees, certifications, and relevant coursework
Wayne High School
High School or Equivalent, General Secondary Education
High school diploma or equivalent from Wayne High School in Huber Heights, Ohio.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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