Himalayas logo
KK
Open to opportunities

Kay Kennedy

@kaykennedy

Seasoned mortgage specialist in loan processing and closings with strong compliance and leadership experience.

United States
Message

What I'm looking for

I seek a compliance-focused mortgage operations role where I can manage loan closings, improve processes, mentor teams, and contribute to operational efficiency in a collaborative environment.

I am a seasoned mortgage specialist with extensive experience in loan processing, closing, and funding across conventional, government, jumbo, and home equity products. I have worked remotely and onsite for banks, mortgage companies, and insurance firms, routinely using Encompass and Calyx to manage high-volume pipelines and ensure TRID and regulatory compliance.

Across roles I have closed and funded large volumes of loans, reduced processing time by more than 30%, overseen and trained junior processors, and managed closing coordination with title and escrow partners. I bring proven skills in underwriting support, post-closing quality control, documentation review, loss draft and claims coordination, and customer relationship management.

I am collaborative, detail-oriented, and compliance-focused, with a track record of improving operational efficiency, mentoring teams, and maintaining data integrity in fast-paced lending environments. I hold AML certification and am authorized to work in the US for any employer.

Experience

Work history, roles, and key accomplishments

TA

Home Equity Loan Processor

TD Bank America

Jun 2022 - Dec 2022 (6 months)

Ordered credit, followed up on loan conditions, verified employment, scheduled closings and ensured rates and disclosures were correct while working within TRID guidelines.

GA

Mortgage Closer/Funder

Guaranteed Rate Affinity

Jun 2020 - Feb 2022 (1 year 8 months)

Closed and funded all mortgage types remotely, resolved closing deficiencies, and averaged 100–175 loans closed monthly while using Encompass and collaboration tools.

RC

Mortgage Loan Closer

Rapid Mortgage Company

Feb 2019 - Apr 2020 (1 year 2 months)

Managed all closing areas including change of circumstances, initial closing disclosures, wire ordering and balancing with title across multiple warehouses using Encompass.

PM

Senior Mortgage Processor

Polaris Mortgage

Sep 2016 - Sep 2017 (1 year)

Oversaw and trained junior processors on government and conventional loans, coordinated with sales and maintained strong customer care and file quality.

Education

Degrees, certifications, and relevant coursework

WS

Wayne High School

High School or Equivalent, General Secondary Education

High school diploma or equivalent from Wayne High School in Huber Heights, Ohio.

Find your dream job

Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan
Kay Kennedy - Mortgage Loan Processor - Greenville Federal | Himalayas