Suzanne Bell-Antuna

Supported junior loan officers in structuring files, reviewing income calculations, analyzing credit, and preparing files for submission. Identified and addressed potential issues prior to loan submission into lenders, and handled the complete processing of files from submission to clear to close.

Supported top-producing loan officers, followed up on incomplete applications, and sent out needed document lists to clients. Reviewed AUS findings against loan income, assets, and credit before registering loan files into the lender's website, and submitted files into underwriting.

Maintained up-to-date knowledge of loan programs and guidelines across agencies (Fannie Mae, Freddie Mac, FHA, VA), and Non-QM products. Processed 25+ loans and achieved a 98% average file-to-close rate, closing within 20 days of file submission.

Supported the CEO with clientele, followed up on document collection, and reviewed and structured loan files. Implemented an internal checklist system that decreased conditions on final submissions by 25%.

Created a training course for Mortgage brokers on Conventional, FHA, and VA loan products, and delivered training to loan officers on how to run and read DU and LP findings. Processed loan files from submission to closing.

Managed a monthly pipeline of 30 to 60 files to ensure adherence to company lending and service standards. Performed as an underwriter as requested to maintain company service goal of providing condition loan approval within 48 hours of initial submission.

Managed a 3-member processing staff for Sub Prime Programs, ensuring proper effective file handling with an average monthly pipeline of 20 files per processor. Reviewed and approved all loan applications for federal, state, and local compliance prior to submission.

Completed a Bachelor of Science degree in International Finance. Gained a comprehensive understanding of global financial markets and principles.