Kaley Wilson

Managed end-to-end processing of mortgage loan files, including documentation collection, income/asset verification, and credit analysis. Ensured applications met FHA/VA/USDA and internal lending policies while clearing conditions through coordination with loan officers, underwriters, borrowers, and vendors.

Handled applicant and internal inquiries regarding annuity processing status and decisions. Processed beneficiary changes and analyzed policy loan applications for eligibility and appropriate product selection while resolving complex cases or routing them to the right personnel.

Audited loan documents for accuracy, compliance, and completeness prior to investor submission. Tracked and managed suspense conditions by obtaining trailing documents and coordinating status updates with investors, title companies, and internal teams.

Validated Loan Estimates and Closing Disclosures to ensure TRID guideline compliance. Completed internal post-closing error tracking, performed HMDA LAR spot checks, and assigned annual compliance training and onboarding for new hires.

Partnered with loan processors and loan officers from origination through closing to meet all deadlines. Managed daily closing pipeline priorities while maintaining TRID and investor guideline compliance in a fast-paced environment.

Balanced closing accounts and prepared closing documents for loan officers. Monitored outstanding underwriting requirements and confirmed compliance with state/federal regulations and investor/product guidelines.

Validated receipt of signed disclosures and ensured underwriting conditions were met. Managed final signed document approval, recording coordination, check cutting/disbursement, and wire request submission.

Performed simultaneous coding and data entry for complex direct policy transactions across multiple lines of business. Researched and troubleshot coding issues while delivering multiple projects under tight time constraints.

Coordinated loan closings with all transaction parties to ensure required documentation accuracy and completeness. Resolved documentation issues and concerns to keep closings on track.

Attended Iowa State University in Ames, Iowa.