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Kara KrallKK
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Kara Krall

@karakrall

Organizational effectiveness leader at VyStar Credit Union who improved workflow efficiency by 25% through process redesign.

United States
Message

At VYSTAR CREDIT UNION, I led a 13-member team supporting lending operations across branches and digital channels. I improved workflow efficiency by 25% through process redesign that reduced handoffs and improved service delivery.

I partnered with branch employees to rework long-standing loan processes, moving funded-loan performance from 73rd to 3rd among 85 branches. The pilot expanded to two more branches and informs a broader rollout.

I used daily Power BI results to clarify expectations and encourage accountability, helping raise average team performance ratings from 3.33 to 4.08. I also supported employees’ development through coaching, development goals, and stretch opportunities; nine employees earned internal promotions.

I chaired VyAbility and grew membership from 2 to 152 through approachable programming and open conversation. I also created a centralized OneNote resource for team guidance and prepared the team for the Business Credit Card program with training and operational procedures.

Experience

Work history, roles, and key accomplishments

VyStar Credit Union logoVU

Consumer Lending Supervisor

Jan 2019 - Dec 2026 (7 years 11 months)

Led a 13-member team supporting lending operations across 85 branches, digital channels, contact center, and specialized lending functions at a $10B+ credit union. Partnered with Operations, Technology, Fraud, Digital, Branch Banking, and senior leaders.

Education

Degrees, certifications, and relevant coursework

Lynn University logoLU

Lynn University

Master of Science, Industrial-Organizational Psychology

Grade: Magna Cum Laude

Earned a Master of Science in Industrial-Organizational Psychology with Magna Cum Laude honors.

Florida State College at Jacksonville logoFJ

Florida State College at Jacksonville

Bachelor of Applied Science, Supervision and Organizational Management

Grade: Cum Laude

Earned a Bachelor of Applied Science in Supervision and Organizational Management with Cum Laude honors.

CU

CUNA

Certified Credit Union Financial Counselor (CCUFC), Credit Union Financial Counseling

Certified Credit Union Financial Counselor (CCUFC) certification.

University of South Florida logoUF

University of South Florida

Certificate, Diversity, Equity & Inclusion

Completed a Diversity, Equity & Inclusion certificate.

Tech stack

Software and tools used professionally

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