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Kamal GirdharKG
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Kamal Girdhar

@kamalgirdhar

Product and operations leader driving launches, process improvement, and customer journeys.

India
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What I'm looking for

I’m looking for a role where I can own product operations end-to-end—requirements, BRDs, UAT, launch coordination, and measurable process improvement—working closely with technology, compliance, and business teams to strengthen customer experiences.

I’m a Product and Operations professional with 15 years of experience in Banking and Financial Services, focused on product support, business operations, process improvement, and stakeholder coordination. Across product operations and customer experience work, I lead requirement gathering, gap analysis, process mapping, and workflow documentation to keep delivery grounded in real business needs.

In my recent role supporting Product & Cross Sell initiatives, I supported product launch activities—market research, business cases, training content, and launch coordination for multiple insurance products. I partner with Technology teams to gather business requirements, prepare BRDs, support UAT, and improve digital customer journeys, while tracking and publishing reports on business metrics like TAT, complaints, and reconciliations.

I also drive operational efficiency for high-volume credit card application processing through process improvements and automation that reduce turnaround time, and I support internal and regulatory audits through documentation and process controls. I’m energized by cross-functional collaboration, clear stakeholder management, and practical digital transformation that improves how customers experience the product.

Experience

Work history, roles, and key accomplishments

SC

Product Management & Operations

SBI Card

Nov 2021 - Mar 2026 (4 years 4 months)

Supported product and cross-sell initiatives for multiple insurance products, including business requirement gathering, BRDs, and UAT coordination. Drove process improvements and operational reporting, and supported internal/regulatory audits and compliance documentation.

IB

Retail Strategy Group

ICICI Bank

Jul 2011 - Nov 2021 (10 years 4 months)

Supported launch and management of investment and insurance products across customer segments. Improved customer retention through segmented and multilingual engagement campaigns, managed performance dashboards, and performed commission reconciliation and audit support.

Education

Degrees, certifications, and relevant coursework

Delhi School of Economics logoDE

Delhi School of Economics

Master of International Business, International Business

Completed a Master’s program in International Business at the Delhi School of Economics (completed in 2011).

Shri Ram College of Commerce logoSC

Shri Ram College of Commerce

Bachelor of Economics, Economics

Completed a Bachelor of Economics at Shri Ram College of Commerce (completed in 2009).

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