Kamal Girdhar
@kamalgirdhar
Product and operations leader driving launches, process improvement, and customer journeys.
What I'm looking for
I’m a Product and Operations professional with 15 years of experience in Banking and Financial Services, focused on product support, business operations, process improvement, and stakeholder coordination. Across product operations and customer experience work, I lead requirement gathering, gap analysis, process mapping, and workflow documentation to keep delivery grounded in real business needs.
In my recent role supporting Product & Cross Sell initiatives, I supported product launch activities—market research, business cases, training content, and launch coordination for multiple insurance products. I partner with Technology teams to gather business requirements, prepare BRDs, support UAT, and improve digital customer journeys, while tracking and publishing reports on business metrics like TAT, complaints, and reconciliations.
I also drive operational efficiency for high-volume credit card application processing through process improvements and automation that reduce turnaround time, and I support internal and regulatory audits through documentation and process controls. I’m energized by cross-functional collaboration, clear stakeholder management, and practical digital transformation that improves how customers experience the product.
Experience
Work history, roles, and key accomplishments
Product Management & Operations
SBI Card
Nov 2021 - Mar 2026 (4 years 4 months)
Supported product and cross-sell initiatives for multiple insurance products, including business requirement gathering, BRDs, and UAT coordination. Drove process improvements and operational reporting, and supported internal/regulatory audits and compliance documentation.
Retail Strategy Group
ICICI Bank
Jul 2011 - Nov 2021 (10 years 4 months)
Supported launch and management of investment and insurance products across customer segments. Improved customer retention through segmented and multilingual engagement campaigns, managed performance dashboards, and performed commission reconciliation and audit support.
Education
Degrees, certifications, and relevant coursework
Delhi School of Economics
Master of International Business, International Business
Completed a Master’s program in International Business at the Delhi School of Economics (completed in 2011).
Shri Ram College of Commerce
Bachelor of Economics, Economics
Completed a Bachelor of Economics at Shri Ram College of Commerce (completed in 2009).
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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