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KD@kaustubhdalal
Results-driven professional transitioning into Product Management in fintech.
IndiaWith over 10 years of experience in the Banking, Financial Services, and Insurance (BFSI) sector, I am a results-driven professional now transitioning into Product Management. My focus is on fintech, SaaS, and API-driven digital banking solutions, where I leverage my expertise in customer-centric solutioning and product analytics. I hold certifications in Product Management from ISB and Google Data Analytics, which have equipped me with the necessary skills to excel in this field.
Throughout my career, I have collaborated with product and tech teams to enhance lending, payments, and trade finance offerings. My experience as a Senior Relationship Manager at Kotak Mahindra Bank has allowed me to work closely on digital banking and API-based workflows, while my previous roles at Axis Bank and IndusInd Bank have honed my ability to analyze client data and co-design innovative financial products. I am passionate about building solutions that not only meet customer needs but also drive business growth.
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Work history, roles, and key accomplishments
Kotak Mahindra Bank
Jun 2024 - Present (1 year 5 months)
Collaborated with product and tech teams on digital banking and API-based workflows. Analyzed client data to co-design lending and trade finance product enhancements, supporting feature design and automation in onboarding journeys.
Axis Bank
Dec 2021 - Present (3 years 11 months)
Led SME strategy for digital adoption across working capital and cash management. Provided insights for digital product improvements in corporate onboarding and reported product performance trends to reduce client churn and increase activation.
IndusInd Bank
Feb 2019 - Present (6 years 9 months)
Co-designed digital lending and treasury solutions with internal teams. Provided feedback on UI/UX of cash management platform for trade users.
ICICI Bank
Sep 2015 - Present (10 years 2 months)
Increased adoption of digital forex/trade products through targeted campaigns. Collaborated on benchmarking reports for API partnerships and integrations.
Export Trading Group (ETG)
Jul 2013 - Present (12 years 4 months)
Led international pricing strategy for agri-commodities and managed supply chain finance and export-import compliance documentation. Gained exposure to global B2B financial operations.
Degrees, certifications, and relevant coursework
IBProduct Management Certification, Product Management
Completed a comprehensive program in Product Management, focusing on key aspects of product lifecycle, strategy, and execution. Gained expertise in developing and launching successful products.
Certificate, Data Analytics
Acquired proficiency in data analytics, including SQL and data storytelling. Developed skills in interpreting data to drive business decisions and communicate insights effectively.
UDCertificate, Fintech APIs & Open Banking
Studied the principles of Fintech APIs and Open Banking. Gained knowledge in leveraging APIs for financial services innovation and understanding the open banking ecosystem.
UDCertificate, A/B Testing
Learned the methodologies and best practices for A/B testing. Developed skills in designing, executing, and analyzing experiments to optimize product features and user experiences.
PGPM, Marketing & Finance
Pursued a postgraduate program in management with a specialization in Marketing and Finance. Developed a strong foundation in business administration, financial markets, and marketing strategies.
RUBBA, Finance
Completed a Bachelor of Business Administration with a focus on Finance. Gained foundational knowledge in financial principles, business operations, and economic concepts.
Software and tools used professionally
IndiaYou can contact Kaustubh and 90k+ other talented remote workers on Himalayas.
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