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C'Anne Ezell

@canneezell

Senior mortgage post-closing specialist focused on compliance, risk mitigation, and loan sale readiness.

United States
Message

What I'm looking for

I seek a compliance-focused mortgage operations role where I can ensure loan sale readiness, reduce repurchase risk, and collaborate cross-functionally for process improvement.

I am a detail-oriented mortgage operations professional with extensive experience in post-closing audits, investor guideline compliance, and secondary market loan delivery. I have performed pre-funding and post-closing reviews on residential mortgages up to $4M, exercised delegated authority to purchase mortgage notes, and cleared conditions to make loans sale-ready.

Throughout my career I have validated complex borrower income (including self-employed returns and 1120/1120S), reconciled assets, resolved title and documentation issues, and ensured adherence to TRID, HMDA, and OFAC requirements to reduce repurchase exposure. I partner effectively with underwriting, collateral, title companies, and operations teams to cure deficiencies and maintain pipeline efficiency.

I bring a compliance-driven mindset, strong risk mitigation skills, and a proven record of maintaining investor confidence and transaction accuracy. I am committed to continuous process improvement and to supporting organizational goals for timely, saleable loan delivery.

Experience

Work history, roles, and key accomplishments

FB

Sr. Operations & Post-Closing Auditor

Flagstar Bank

Jun 2020 - Jan 2025 (4 years 7 months)

Performed pre-funding and post-closing audits on mortgages up to $4M, exercised delegated authority to purchase mortgage notes, and cleared investor conditions to ensure secondary market eligibility and reduce repurchase risk.

Education

Degrees, certifications, and relevant coursework

Eastern Michigan University logoEU

Eastern Michigan University

Master of Arts; Bachelor of Science, Economics

Completed graduate and undergraduate studies in economics and related quantitative fields at Eastern Michigan University.

Tech stack

Software and tools used professionally

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