Cin Cin
@cincin
Senior Loan Processor with deep mortgage expertise and proven compliance-focused results.
What I'm looking for
I am a senior loan processor with over two decades of dedicated mortgage industry experience, skilled at managing complex loan files, ensuring regulatory compliance, and delivering excellent client service. I consistently produce accurate loan documentation, identify improvement opportunities in pipeline processes, and collaborate effectively with underwriting, escrow, and realtor partners to close loans on time.
Throughout my career I have worked across retail and wholesale mortgage environments, prepared and submitted FHA, VA and conventional packages, and developed client-facing tools and reporting to streamline status visibility. I am proactive, detail-oriented, and committed to continuous education and process improvements that reduce delays and improve borrower outcomes.
Experience
Work history, roles, and key accomplishments
Senior Loan Processor
Axia Home Loans
Jun 2020 - Jun 2023 (3 years)
Managed end-to-end processing of mortgage applications, verifying documentation and ensuring compliance with federal, state and investor guidelines; maintained client portals and reduced pipeline delays through proactive follow-up.
Senior Loan Processor
Pacific Home Loans
Feb 2020 - May 2020 (3 months)
Reviewed and verified loan applications for accuracy and eligibility, coordinated required third-party services, and ensured timely submission for underwriting.
Senior Loan Processor
Guild Mortgage Company
May 2012 - Nov 2019 (7 years 6 months)
Managed loan files from application through closing, produced weekly pipeline reports, and ensured compliance with Fannie Mae/Freddie Mac and agency regulations to reduce processing errors.
Senior Loan Processor
Primary Residential Mortgage
May 2011 - May 2012 (1 year)
Prepared closing packages, coordinated funding between lenders and escrow, and maintained up-to-date knowledge of investor and government lending guidelines to ensure accurate loan execution.
Negotiated loan terms for clients, prepared investor-compliant loan packages, and generated referral business through realtor relationships while maintaining timely customer service.
Home Mortgage Consultant
Pardee Home Loans
Oct 2002 - Sep 2010 (7 years 11 months)
Pre-qualified buyers, assisted borrowers through application to closing, provided credit counseling, and developed realtor partnerships to drive purchase and refinance business.
Senior Loan Processor
Countrywide Home Mortgage
May 2002 - Sep 2002 (4 months)
Compiled and submitted FHA, VA and Conventional loans to underwriting and coordinated communication with realtors and title/escrow companies to advance loan closings.
Senior Loan Processor
North American Mortgage
May 2001 - Apr 2002 (11 months)
Prepared and submitted loan packages for underwriting and investor review, and maintained direct communication with realtors, escrow, and buyers to track loan status.
Loan Counselor
Kaufman and Broad Mortgage Company
Sep 1999 - Mar 2000 (6 months)
Originated FHA, VA and Conventional loan applications, submitted loans through automated underwriting systems, and prepared packages for underwriting validation.
Senior Loan Processor
Norwest Mortgage
Jul 1998 - Aug 1999 (1 year 1 month)
Compiled and submitted loans to underwriting, coordinated with builders and title companies, and received Service Excellence recognition for client service in March 1999.
Senior Loan Processor
Home American Mortgage
Aug 1996 - Jun 1998 (1 year 10 months)
Prepared loan packages and coordinated submissions to underwriters and investors while communicating status updates to realtors and buyers to facilitate timely closings.
Education
Degrees, certifications, and relevant coursework
Rancho High School
High School Diploma, General Education
Completed high school diploma from Rancho High School in Las Vegas in June 1990.
Availability
Location
Authorized to work in
Job categories
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