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Jhonatan Hernandez

@jhonatanhernandez

Mortgage servicing operations leader at Carrington Mortgage Services who reduced a disaster-response backlog from 12,000 accounts to fewer than 1,500.

United States
Message

At Carrington Mortgage Services, I led late-stage collections operations for mortgage accounts, directing a 50-person department and workforce operations for 120 employees. I also implemented a company-wide minimum payment matrix to standardize payment arrangements and reduce unnecessary escalation into Loss Mitigation.

As Supervisor, Single Point of Contact (SPOC) & Collections, I led disaster forbearance operations that reduced a backlog from 12,000 accounts to fewer than 1,500 within three months. I also designed job aids and training to improve servicing consistency, onboarding, and compliance.

Since 2018, I’ve supported residential and commercial real estate sales and client relationships as an Independent Real Estate Sales Associate. I’ve contributed to multi-million-dollar production while supporting clients throughout the sales process.

Experience

Work history, roles, and key accomplishments

RE
Current

Independent Real Estate Sales Associate

Residential & Commercial Real Estate

Oct 2018 - Present (7 years 11 months)

Supported residential and commercial real estate sales and client relationships across multiple companies since 2018. Consistently contributed to multi-million-dollar production while balancing individual sales performance and client service.

CS

Manager, Late-Stage Collections

Carrington Mortgage Services

Apr 2020 - Jun 2026 (6 years 2 months)

Led high-volume 60 day delinquency operations for mortgage accounts, directing a 50-person department including 5 supervisors. Directed collection strategies, managed escalations, and ensured compliance with FHA, investor, and regulatory servicing requirements.

CS

Supervisor, Single Point of Contact (SPOC) & Collections

Carrington Mortgage Services

Aug 2016 - Mar 2020 (3 years 7 months)

Managed a team of 10 to 12 agents supporting Single Point of Contact operations, collections, borrower retention, and loss mitigation. Led disaster forbearance operations and reduced backlog from 12,000 to fewer than 1,500 accounts within 3 months.

CS

Relationship Manager, Single Point of Contact (SPOC)

Carrington Mortgage Services

Mar 2015 - Jul 2016 (1 year 4 months)

Served as a primary point of contact for borrowers experiencing mortgage delinquency and financial hardship. Managed a portfolio of 120 delinquent mortgage accounts and educated borrowers on loss mitigation options.

Education

Degrees, certifications, and relevant coursework

IC

Ivy Tech Community College

Coursework, Criminal Justice

Completed criminal justice coursework at Ivy Tech Community College.

Tech stack

Software and tools used professionally

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