Steven Carter
@stevencarter
Senior operations and collections executive driving compliant, high-performance contact center and mortgage servicing teams.
What I'm looking for
I am a Senior Operations and Collections Executive with 20+ years leading large-scale, multi-site contact center and mortgage servicing operations, driving operational excellence, regulatory compliance, and financial performance.
I have led organizations up to 550 employees across collections, default servicing, loss mitigation, and customer care, partnering with investors and vendors to optimize performance, dialer strategy, and audit readiness.
My strengths include regulatory expertise (CFPB, OCC, FDCPA, FCRA), process improvement (Six Sigma Greenbelt), workforce management, and talent development to build high-performing, risk-aware teams that deliver measurable results.
Experience
Work history, roles, and key accomplishments
Lead and coach a 50-person BPO fraud operations team, driving improvements in customer satisfaction, service levels, and quality while delivering executive dashboards and protecting customers through risk detection and corrective actions.
EBO Manager
Meduit
Jan 2022 - Dec 2022 (11 months)
Managed daily project operations, training, monitoring, and cash performance while serving as primary client liaison to drive performance improvements and implement production goals and budget controls.
Director of Customer Service
National On Demand
Jan 2020 - Dec 2022 (2 years 11 months)
Developed end-to-end operational plans and process improvements to meet SLAs, directed daily call center operations and workforce performance, and implemented forecasting and budget controls to improve efficiency.
Led operations for digital payments, claims processing, benefit administration, and customer care, managed vendor relationships, and established production goals and controls to enhance unit performance.
Senior Operations Manager
RemX
Jan 2017 - Dec 2018 (1 year 11 months)
Directed a 300-person contact center supporting reimbursement programs and client SLAs, drove efficiency through forecasting and production goals, and managed vendor relationships and team performance.
Call Center Director
Avesis
Jan 2016 - Dec 2017 (1 year 11 months)
Led a 170-agent call center, managed client and vendor relationships, implemented production goals and forecasting, and improved efficiency and performance through leadership development.
Led multi-site collections and default servicing for up to 550 employees, owned regulatory compliance and investor relations (Freddie Mac, Fannie Mae, GNMA, FHA, VA), and implemented predictive dialer strategy and risk controls to maintain performance and audit readiness.
Assets Operations Manager
United Mortgage LLC
Jan 2005 - Dec 2006 (1 year 11 months)
Managed loss mitigation, foreclosures, modifications, and asset disposition operations, overseeing vendor management and implementing production goals and budget controls to improve efficiency.
Credit Manager
AmeriCredit Financial
Jan 2002 - Dec 2005 (3 years 11 months)
Supervised collectors and dialer operations, managed vendor relationships, and established production goals and budget controls to improve collections efficiency and team performance.
Jr. Branch Manager
CitiFinancial
Jan 1992 - Dec 2002 (10 years 11 months)
Managed branch operations, lending, and collections while establishing production goals, vendor relationships, and performance controls to drive branch efficiency and customer service.
Education
Degrees, certifications, and relevant coursework
J.C.S. University
Business Administration, Business Administration
Studied Business Administration.
John E. Anderson Graduate School of Management, UCLA
Executive Education Certificate, Leadership / Executive Education
Completed the UCLA / Wells Fargo BAA Diverse Leadership Program.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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