Harikumar Ram
@harikumarram
Product leader driving digital transformation across fintech and enterprise platforms.
What I'm looking for
I am a strategic, results-oriented product leader with 16+ years delivering digital transformation across global fintech, financial services, and enterprise technology markets. I lead cross-functional teams to define product vision, execute data-driven roadmaps, and deliver user-centric solutions that generate measurable business impact.
My work spans CRM, payments, e-KYC, analytics and platform modernization using APIs, microservices and cloud-native approaches, having produced outcomes such as $150M+ revenue uplift, 30% efficiency gains, and reduced KYC turnaround by 40%. I champion Agile/SAFe delivery, mentor teams, and embed AI and automation to accelerate time-to-value.
Experience
Work history, roles, and key accomplishments
Product Owner / Sr BA
DKSH
Nov 2022 - Sep 2025 (2 years 10 months)
Directed delivery and evolution of Salesforce CRM and MarTech platforms across 13 APAC markets, improving agent productivity and enabling data-driven workflows that contributed to $150M+ revenue uplift and ~30% efficiency gains in BD/sales processes.
Product Owner / Business Analyst
ARV
Jun 2022 - Nov 2022 (5 months)
Launched a blockchain-based e-KYC platform for partner banks, cutting KYC turnaround by 40% and improving onboarding efficiency by 30% while achieving ISO readiness and reducing data errors by 25%.
Led launch of an AI/ML document automation tool, increasing product revenue by $40M annually and winning three new clients through feature-led expansion and data-driven roadmapping.
BA / Project Delivery Lead
UST
Jan 2015 - Jan 2021 (6 years)
Owned product and delivery for CRM and mobile platforms across cloud and data projects, managing a platform generating $150M+ annually and leading migrations, integrations, and SDLC for banking, insurance, and healthcare clients.
Team Lead / Project Manager
Confidential
Jan 2011 - Jan 2015 (4 years)
Progressed from developer to Product Owner and led enterprise ERP, SaaS, and legacy system integrations, driving Agile delivery and building dashboards that improved data-driven decision-making.
Module Lead / Software Engineer
Mindtree
Jan 2008 - Jan 2011 (3 years)
Promoted rapidly from developer to Module Lead, leading end-to-end development and mentoring junior engineers on mainframe and VisionPLUS projects for global clients.
Education
Degrees, certifications, and relevant coursework
Mahatma Gandhi University
Bachelor of Technology, Engineering
Bachelor of Technology in engineering from Mahatma Gandhi University, Kottayam.
University of Kerala
Pre-Degree, Science
Pre-degree (Science) coursework completed at University of Kerala, Thiruvananthapuram.
Availability
Location
Authorized to work in
Job categories
Skills
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