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Ghulam MustafaGM
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Ghulam Mustafa

@ghulammustafa14

Head of Operations at Siha Health & Wellness, transforming Excel-run healthcare operations into a proprietary digital platform.

Pakistan
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At Siha Health & Wellness, I designed the operation from the ground up, starting with Excel-based workflows for claims, policy administration, and finance before leading their transformation into a proprietary digital platform. I now lead a 20-person team and manage a nationwide provider network, processing claims and cashless requests while sustaining a 98% client renewal retention rate.

I introduced an image-hashing detection system that recovers funds associated with fraud, duplicate billing, and documentation errors. I also designed and built the Siha App, and I'm leading the next phase of back-office, CRM, call center, and Power BI implementations.

At Naya Jeevan, I led the move from manual claims processing to NayaCMS, which serves five teams and processes more than 8,000 records monthly. The change reduced claims turnaround from 22 working days to seven, and I introduced Power BI and automated invoice workflows while also taking on server and email administration.

Earlier, at TPL Life Insurance Limited, I managed a Micro Insurance portfolio issuing more than 4,000 policies weekly and reduced turnaround from five working days to two. At Jubilee Life Insurance Company Ltd., I proposed and helped implement the Hospital Portal, cutting approval turnaround from hours to under one hour.

Experience

Work history, roles, and key accomplishments

Siha Health & Wellness logoSW
Current

Head Of Operations

Mar 2022 - Present (4 years 7 months)

As Head of Operations, I oversee the end-to-end functioning of Siha Health & Wellness, a pioneering cashless Primary Healthcare company, leading a team of 20 across operations, claims, and vendor management. I design and implement workflows for cashless transactions, manage finance operations, and ensure compliance with regulatory standards while also overseeing call center operations, data securi

Tech Exons logoTE

Business Analyst

Sep 2021 - May 2022 (8 months)

Managed business analysis across two concurrent projects, coordinating an 18-member cross-functional team spanning operations, development, and design.

- Led "Double Check" (a B2C consumer application) and a full ERPNext implementation from requirements through go-live
- Authored Business Requirement Documents (BRDs), led user story and process flow creation, and completed the wireframing phase

Naya Jeevan logoNJ

Techno Functional Manager

Aug 2020 - Aug 2021 (1 year)

Led the digital transformation of fully manual, spreadsheet-based claims operations into a modern, automated system — while also taking on IT infrastructure responsibilities beyond my core role.

- Built NayaCMS, a new system serving 5 teams and 25+ users, processing 8,000+ records monthly, replacing what had been a fully Excel-based operation
- Reduced claims turnaround time from 22 working day

TPL Life Insurance Limited logoTL

Senior Executive Officer

Dec 2017 - Aug 2020 (2 years 8 months)

Managed core insurance operations with heavy reliance on Excel-based systems and reporting, while identifying and solving systemic inefficiencies.

- Managed a Micro Insurance portfolio issuing 4,000+ policies weekly; reduced turnaround time on this workload from 5 working days to 2
- Authored 150+ report formats and reporting logic in Excel to support operational and management reporting
- Led

Jubilee Life Insurance Company Ltd. logoJL

Assistant Executive Officer

May 2016 - Nov 2017 (1 year 6 months)

Worked in policy administration, managing daily operational volume while contributing to a CEO-sponsored process improvement initiative. Promoted to team lead within my first year, managing a team of 4.

- Handled 150+ emails daily alongside data reconciliation and policy administration duties, initially as part of an 8-person team
- Selected by the CEO for a special task force on internal proce

Jubilee Life Insurance Company Ltd. logoJL

Management Trainee

May 2015 - May 2016 (1 year)

Rotated across core insurance operations functions, building foundational expertise in healthcare insurance processes, operational accuracy, and compliance standards ahead of promotion to Assistant Executive Officer

Education

Degrees, certifications, and relevant coursework

LI

LinkedIn

Operations Strategy for Business

May 2026

LI

LinkedIn

Business Process Improvement

May 2026

LI

LinkedIn

Staying Organized While Working Remotely or On-Site

May 2026

LI

LinkedIn

Operations Management Foundations

May 2026

LI

LinkedIn

Power BI Data Modeling with DAX

Nov 2023

LI

LinkedIn

Excel Business Intelligence: Power Query

Aug 2021

LI

LinkedIn

Excel Business Intelligence: Data Modeling 101

Aug 2021

LI

LinkedIn

Remote Work Foundations

Jun 2020

LI

LinkedIn

Developing Resourcefulness

Jun 2020

LI

LinkedIn

Leading at a Distance

Jun 2020

SK

Shah Abdul Latif University, Khairpur

Masters, English Language and Literature, General

2015 - 2018

SK

Shah Abdul Latif University, Khairpur

Bachelors, Science

2010 - 2013

Tech stack

Software and tools used professionally

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