Eric NgatiaEN
Open to opportunities

Eric Ngatia

@ericngatia

Experienced banking professional specializing in SME financial solutions.

Kenya
Message

What I'm looking for

I seek a role that allows me to leverage my banking expertise while fostering client relationships and contributing to organizational goals.

With over 6 years of experience in the banking sector, I have honed my skills in providing tailored financial solutions to small and medium-sized enterprises (SMEs). My journey began as a Relationship Officer in a contact center, where I developed strong client relationships and gained insights into customer needs. Transitioning to SME banking, I focused on loan origination, risk mitigation, and strategic financial advice, helping clients navigate their financial challenges effectively.

Throughout my career, I have successfully generated loans and reduced non-performing loans while ensuring compliance with regulatory requirements. My ability to assess the financial health of SMEs through detailed analysis has been pivotal in designing suitable financing options. I am passionate about empowering businesses to grow and thrive, leveraging my expertise in client support and relationship management to foster long-term partnerships.

Experience

Work history, roles, and key accomplishments

EL

Relationship Officer - SME Banking

Equity Bank Kenya Limited

Sep 2023 - Jun 2024 (9 months)

As a Relationship Officer in SME Banking, I build and maintain relationships with SME clients, assess their financial health, and provide tailored financial solutions. I evaluate risks, monitor loan portfolios, and ensure compliance with regulations while offering strategic advice to help clients grow their businesses.

EL

Relationship Officer - Contact Center

Equity Bank Kenya Limited

Sep 2018 - Sep 2023 (5 years)

In my role as a Relationship Officer in the Contact Center, I developed strong client relationships, addressed inquiries, and provided banking solutions. I maintained product knowledge, processed requests, and trained junior staff while ensuring a positive customer service experience.

Education

Degrees, certifications, and relevant coursework

CI

College of Insurance

Executive Certificate of Proficiency in Insurance, Insurance

2024 -

Pursuing an Executive Certificate of Proficiency in Insurance (ECOP), focusing on the fundamentals of insurance principles and practices.

MO

Moody's

Certificate in Business Credit, Business Credit

2024 - 2024

Completed a Certificate in Business Credit, enhancing skills in credit analysis, risk assessment, and financial decision-making.

KU

Karatina University

Bachelor of Tourism Management, Tourism Management

2013 - 2017

Studied Tourism Management, focusing on the principles of tourism, hospitality, and event management. Developed skills in customer service, cultural awareness, and sustainable tourism practices.

NC

New Digital Computer College

Certificate in Computer Studies, Computer Studies

2012 - 2013

Completed a course in Computer Studies, gaining proficiency in various software applications, computer programming, and IT support skills.

KS

Kirimara High School

Kenya Certificate of Secondary Education, Secondary Education

2008 - 2012

Achieved the Kenya Certificate of Secondary Education (KCSE), covering a broad curriculum that included sciences, humanities, and languages.

Tech stack

Software and tools used professionally

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Eric Ngatia - Relationship Officer - SME Banking - Equity Bank Kenya Limited | Himalayas