Eric Ngatia
@ericngatia
Experienced banking professional specializing in SME financial solutions.
What I'm looking for
With over 6 years of experience in the banking sector, I have honed my skills in providing tailored financial solutions to small and medium-sized enterprises (SMEs). My journey began as a Relationship Officer in a contact center, where I developed strong client relationships and gained insights into customer needs. Transitioning to SME banking, I focused on loan origination, risk mitigation, and strategic financial advice, helping clients navigate their financial challenges effectively.
Throughout my career, I have successfully generated loans and reduced non-performing loans while ensuring compliance with regulatory requirements. My ability to assess the financial health of SMEs through detailed analysis has been pivotal in designing suitable financing options. I am passionate about empowering businesses to grow and thrive, leveraging my expertise in client support and relationship management to foster long-term partnerships.
Experience
Work history, roles, and key accomplishments
Relationship Officer - SME Banking
Equity Bank Kenya Limited
Sep 2023 - Jun 2024 (9 months)
As a Relationship Officer in SME Banking, I build and maintain relationships with SME clients, assess their financial health, and provide tailored financial solutions. I evaluate risks, monitor loan portfolios, and ensure compliance with regulations while offering strategic advice to help clients grow their businesses.
Relationship Officer - Contact Center
Equity Bank Kenya Limited
Sep 2018 - Sep 2023 (5 years)
In my role as a Relationship Officer in the Contact Center, I developed strong client relationships, addressed inquiries, and provided banking solutions. I maintained product knowledge, processed requests, and trained junior staff while ensuring a positive customer service experience.
Attachment
Department of Tourism and Culture – Nyeri County
Feb 2018 - Sep 2018 (7 months)
During my attachment, I assisted visitors with information about tourism and cultural activities, supported administrative tasks, and participated in cultural events. I also conducted research on tourism trends and helped coordinate promotional activities.
Tour Consultant
Passionate Tours and Travel Limited
Dec 2017 - Mar 2018 (3 months)
As a Tour Consultant, I engaged with clients to understand their travel preferences and designed customized itineraries. I handled reservations, negotiated with suppliers, and provided exceptional customer service throughout the travel experience.
Education
Degrees, certifications, and relevant coursework
College of Insurance
Executive Certificate of Proficiency in Insurance, Insurance
2024 -
Pursuing an Executive Certificate of Proficiency in Insurance (ECOP), focusing on the fundamentals of insurance principles and practices.
Moody's
Certificate in Business Credit, Business Credit
2024 - 2024
Completed a Certificate in Business Credit, enhancing skills in credit analysis, risk assessment, and financial decision-making.
Karatina University
Bachelor of Tourism Management, Tourism Management
2013 - 2017
Studied Tourism Management, focusing on the principles of tourism, hospitality, and event management. Developed skills in customer service, cultural awareness, and sustainable tourism practices.
New Digital Computer College
Certificate in Computer Studies, Computer Studies
2012 - 2013
Completed a course in Computer Studies, gaining proficiency in various software applications, computer programming, and IT support skills.
Kirimara High School
Kenya Certificate of Secondary Education, Secondary Education
2008 - 2012
Achieved the Kenya Certificate of Secondary Education (KCSE), covering a broad curriculum that included sciences, humanities, and languages.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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