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@rickiguilford
Experienced mortgage professional with over 30 years in loan processing.
I am a seasoned mortgage professional with over 30 years of experience in loan processing, dedicated to delivering exceptional service and ensuring compliance throughout the mortgage process. My career has been marked by a commitment to excellence, as evidenced by my nominations and awards, including the Core Value Award in Excellence and the Top Producer Award.
Throughout my tenure, I have honed my skills in processing a variety of loan types, including Conventional, FHA, VA, and RD loans. I have successfully collaborated with loan officers and borrowers to facilitate seamless transactions from inception to closing. My expertise in using Encompass LOS and my ability to train others have been instrumental in achieving successful outcomes for my teams and clients alike.
I am now seeking a challenging position that allows me to leverage my extensive experience while continuing my professional growth. I am passionate about contributing to an organization that values integrity and excellence in the mortgage industry.
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Work history, roles, and key accomplishments
Fidelity Bank
Oct 2023 - Oct 2024 (1 year)
Assisted Branch Managers with HELOCs, HELOANs, and Lot loans, training them on Encompass LOS. Ensured correct information input, updated files, calculated income, and prepared documents for disclosures and processing.
NOLA Lending Group
May 2010 - Oct 2023 (13 years 5 months)
Processed Conventional, FHA, VA, and RD loans from inception to closing, ensuring compliance with company policies. Ordered credit reports, verified employment, calculated income, and submitted files to Underwriting.
Sterling Financial Services
Jul 2003 - May 2010 (6 years 10 months)
Processed various loan types, ensuring compliance with policies and procedures. Managed the loan process from inception to closing, including ordering credit reports and verifying borrower information.
Pontchartrain Mortgage Corp.
Dec 1990 - Jun 2003 (12 years 6 months)
Managed the processing of loans from inception to closing, ensuring compliance with company policies. Ordered credit reports, verified employment, and calculated income for loan approvals.
Degrees, certifications, and relevant coursework
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