Open to opportunities

Bernard Bepe

@bernardbepe

Enterprise and sales professional with 15+ years driving revenue, compliance-ready client adoption, and CRM pipeline growth.

Zimbabwe

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What I'm looking for

I’m looking for an Enterprise/Corporate Sales role where I drive customer acquisition and revenue growth using strong CRM pipeline management, secure enterprise onboarding, and ensure full regulatory compliance (KYC/AML/CFT/GDPR) through value-based client engagement.

I’m an enterprise-focused sales professional with 15+ years’ cross-sector experience spanning NGOs, supranationals, agriculture, and fintech. I bring 2 years of internal exposure to operations, compliance, and enterprise client support, and I’m results-driven about revenue performance and customer adoption.

At Mukuru Financial Services Limited, I secured and onboarded 15 strategic enterprise clients across payroll, bulk cash, digital disbursement, and supplier payment solutions, supporting a combined monthly transaction value of approximately US$600,000. I qualified and pursued enterprise opportunities, monitored RFPs/RFQs, prepared proposals, and represented the organization at industry events to build relationships and generate new business.

I manage the full client journey with discipline—maintaining pipeline accuracy and forecasting through HubSpot CRM, running regular client reviews, and coordinating internal teams for onboarding and account activation. I’m also deliberate about regulatory compliance, working through Due Diligence with strong knowledge of KYC, AML, CFT, and GDPR expectations, including customer due diligence and verification.

Before enterprise payments, I built customer-facing and governance capability in mobile money and banking, including KYC processes, suspicious transaction reporting, online account openings, risk profiling, and timely customer support. Earlier in my career, as a Business Scheme Manager and outgrowers officer, I planned production and market linkages, strengthened farmer organizations, and delivered structured reporting—skills I now apply to disciplined pipeline management and cross-functional execution.

Experience

Work history, roles, and key accomplishments

Enterprise Payments Sales Representative

Mukuru Financial Services Limited

Mar 2026 - Jun 2026 (3 months)

Secured and onboarded 15 strategic enterprise clients for payroll, bulk cash, digital disbursement, and supplier payment solutions, and managed ongoing account relationships. Prepared and submitted RFP/RFQ proposals, coordinated onboarding with internal teams, and maintained pipeline records and reporting in HubSpot CRM.

Client Onboarding Payroll HubSpot CRM Sales Pipeline Management CRM Reporting Forecasting Regulatory Compliance FICA KYC AML GDPR Account Activation

Sales Representative

Mukuru Financial Services

May 2024 - Mar 2026 (1 year 10 months)

Provided customer service and handled sign-ups and money transfer steps while completing KYC processes and supporting verification. Reported suspicious transactions for AML, supported onboarding via the Mukuru App/WhatsApp, and supported cross-selling and complaint handling.

Customer Service Product Demonstrations Customer Registration KYC AML Order Cancellation Based On KYC Requirements Mukuru App Onboarding Mukuru WhatsApp Support Customer Onboarding Complaint Handling Cross Selling

Business Scheme Manager

Agriculture for Rural Development Authority

Jul 2022 - Apr 2024 (1 year 9 months)

Managed crop production programmes for wheat, maize, and sunflowers, including budgets, logistics, land preparation, irrigation schedules, and activity monitoring. Produced crop yields, coordinated production and marketing with stakeholders, and facilitated payments and loan repayment through linked financial institutions.

Crop Production Budgeting Land Preparation Irrigation Scheduling Maize Sunflower Pest Disease Weed Management Production & Logistics Input And Output Marketing Logistics Output Payments Record keeping Business Planning

Community Based Relationship Officer

Steward Bank

Jul 2019 - Mar 2022 (2 years 8 months)

Developed strategies to increase deposits and grow the customer base by building relationships with farmers and promoting financial inclusion. Completed customer due diligence (CDD/EDD), assessed risk profiles, monitored suspicious activity, supported online banking account opening, and facilitated mobile-based loan disbursements.

Financial Inclusion Bank Account Opening Loan Application Evaluation Loan Portfolio Management Mobile Based Loan Disbursements CDD EDD

Brand Ambassador

Econet Wireless Holdings

Oct 2017 - Apr 2019 (1 year 6 months)

Promoted and marketed Econet products and services including SIM cards, data bundles, voice packages, and EcoCash. Registered and activated customers, drove roadshows/activations, met sales and activation targets, and maintained accurate customer registration records with compliance to company and regulatory requirements.

Product Promotion Customer Registration Customer Activation Data Bundles Voice Packages EcoCash Value added Services Roadshows And Activations Promotional Activities Sales Reporting & Compliance

Market System Development Officer

SNV Netherlands

Aug 2015 - Sep 2017 (2 years 1 month)

Mobilized and organized producer groups and trained them in contracts and participatory market development systems. Facilitated market linkages, contract farming arrangements, business plans, governance structures, and strengthened access to financial institutions and market information for farmers.

Producer Group Mobilization Contract Farming Participatory Market Development Systems Producer Organization Profiling Business Planning

Horticulturist - Masvingo

Care International

Jan 2008 - Jun 2015 (7 years 5 months)

Facilitated product aggregation, buying, transportation, and coordinated farmer payments under market linkages and outgrower schemes. Designed annual work plans, supported producer group strengthening, established community irrigation gardens, and maintained databases tracking growers’ income and food security.

Outgrower Schemes Coordination Capacity Building For Exchange Partners Annual Work Planning (Agronomy And Marketing)Mobile Based Market Registration Micro Gravitational Irrigation Gardens Setup Producer Group Strengthening Agro Dealer Training District Platform Setup For Engagement And Dispute Resolution Produce Marketing Organization Development Database Development And Tracking (Household Incomes Food Security

Outgrowers Officer

Safire - Mutasa

Jun 2002 - Dec 2007 (5 years 6 months)

Facilitated formation of outgrower contract farming schemes by linking irrigation schemes with buyers and suppliers and supporting credit and savings linkages to microfinance institutions. Planned, monitored, and controlled production activities, managed post-harvest handling, improved loan repayment and production outcomes, and ensured procurement and timely farmer payments.