Ayshabella Rifdah Shelia
@ayshabellarifdahshel
Competitor Intelligence analyst turning fintech data into actionable strategy.
What I'm looking for
I’m a Competitor Intelligence professional based in Indonesia, specializing in data processing, market research, and competitive analysis in the fintech industry. I deliver actionable insights through structured competitor benchmarking, trend monitoring, and survey-based analysis.
At Monee (formerly SeaMoney, part of Sea Ltd Group), I’ve earned top-tier performance ratings for three consecutive years: A+ (Outstanding) in 2023 and A (Exceeds Expectations) in 2024 and 2025. I was promoted from Analyst to Senior Analyst and subsequently to Junior Associate within three years, while strengthening cross-functional collaboration and data storytelling.
In my current role (Competitor Intelligence Junior Associate), I led a market immersion program in Surabaya with Business Development and regional stakeholders, collecting insights from 25+ users and identifying market opportunities. I also conducted in-depth interviews with 60+ users and managed CI projects by analyzing competitor activities, customer insights, and industry developments—partnering with 20+ stakeholders across functions to deliver multiple initiatives within tight timelines.
Previously, as a Senior Competitor Intelligence Analyst, I delivered CI reports across Multifinance products and 96 P2P competitors, supported decision-making through structured benchmarks and tracking, and improved reporting workflows through template optimization and expanded competitor coverage. Earlier experience as a Customer Experience Data Analyst Intern and Customer Excellence roles strengthened my ability to convert data into insights and improve customer outcomes.
Experience
Work history, roles, and key accomplishments
Competitor Intelligence Junior Associate
Monee
Jan 2026 - Present (6 months)
Led a market immersion program in Surabaya with business development and regional stakeholders, collecting insights from 25+ users and identifying market opportunities. Conducted in-depth interviews with 60+ users and translated findings into actionable recommendations through market intelligence projects and cross-functional stakeholder collaboration.
Senior Competitor Intelligence Analyst
Monee
Jan 2024 - Dec 2025 (1 year 11 months)
Delivered CI reports across multifinance and P2P competitor sets to support management decisions through structured benchmarks, pricing updates, and merchant/ads tracking. Improved reporting workflows by optimizing templates and restructuring delivery timelines while monitoring competitor marketing and product updates through deep-dive analysis.
Competitor Intelligence Analyst
Monee
Dec 2022 - Dec 2023 (1 year)
Built the competitor intelligence (CI) function from the ground up by defining reporting standards, competitor scopes, and delivery timelines. Delivered weekly competitor marketing and pricing updates while supporting ad hoc deep-dive requests and customer experience survey work with cross-functional teams.
Customer Experience Data Analyst Intern
PT Visionet Internasional (OVO)
Nov 2021 - Aug 2022 (9 months)
Analyzed customer tickets using Zendesk and Google tools to identify patterns and trends from sampled data to support issue diagnosis and prediction. Produced monthly final reports and supported operation excellence sampling and ongoing data accuracy monitoring for OVO products.
Customer Excellence (Part-time)
Lingkaran
Aug 2021 - Nov 2021 (3 months)
Resolved 90% of customer issues by analyzing and managing daily BAU conversion data. Maintained SLA using daily samples, ran a survey with 60+ participants to improve the learner journey, and led a small team through weekly scheduling.
Customer Excellence Intern
Lingkaran
May 2021 - Jul 2021 (2 months)
Supported customer conversion by communicating product benefits, helping increase conversions to paid by 67%. Coordinated marketing and learning support activities to help ensure 10 programs per month ran optimally.
Vice Director of Physical
Young on Top
Feb 2020 - Feb 2021 (1 year)
Developed a new SOP and provided technical oversight for day-to-day member activities and performance. Innovated the ANGKOT internal program to improve bonding and updated 50+ member records and job reports regularly.
Vice Head of External
BEM FIB UI
Feb 2020 - Feb 2021 (1 year)
Collaborated with 10+ external parties to secure external partnerships. Organized social-issue actions such as fundraising and teaching elementary-level students.
Head of Registration
H!MUN UI
Jan 2021 - Present (5 years 6 months)
Managed the registration division for 200+ applicants.
Coordinator of Main Event
RUSSKIJFEST FIB UI
Jan 2020 - Present (6 years 6 months)
Directed, conducted, and controlled a main event with 300+ participants.
Project Officer
Cerita dari Lapas FIB UI
Jan 2019 - Present (7 years 6 months)
Led projects and helped maintain a cohesive internal collaboration within CERDAS FIB UI.
Project Officer
IKASSLAV BAKTI UI
Jan 2019 - Present (7 years 6 months)
Created concepts and led an educational project for 30+ students.
Education
Degrees, certifications, and relevant coursework
University of Indonesia
Bachelor of Russian Literature, Russian Literature
2018 - 2022
Grade: Cum Laude, 3.76/4.00
Activities and societies: Managed campus projects as project officer/head of division; volunteered in social community projects (e.g., moderator, master of ceremony, English teacher).
Bachelor’s degree in Russian Literature (Cum Laude) at Universitas Indonesia, completed from Aug 2018 to Aug 2022 with a GPA of 3.76/4.00. Led multiple campus projects and volunteered in social community initiatives requiring public speaking.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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