Abhay Dhodariya
@abhaydhodariya
I am a customer-obsessed product manager with 3.5+ years in mobile-first fintech and consumer tech.
What I'm looking for
I am a customer-obsessed product manager with 3.5+ years delivering user-first features across mobile-first consumer tech and fintech products. I focus on shipping 0→1 experiences and optimizing conversion and retention through data-driven experiments.
At RBL Bank I increased credit card approval rates from 5% to 15%, saving ₹55 lakh/year in bureau costs, halted payouts for inactive cards to save ₹24 lakh/year, and drove UPI adoption to cut PG costs by ₹12 crore annually. I also reduced payment completion time by 50% with UPI intent flows and led co-branded card launches end-to-end, including CVP, P&L analysis, tech integration, and UAT.
At NoBroker I received a Rising Star award, onboarded three lending partners to unlock ₹10+ crore monthly business, and designed a cashback gamification system that improved retention by 7%. I reduced fraudulent loan applications by 80%, cut gateway and targeting costs, and increased subscription conversion through A/B testing and SQL-powered dashboards.
I blend product strategy, mobile UX, experimentation, and analytics to build intuitive, high-trust digital experiences. I work closely with design, engineering, and marketing, and draw on tools like SQL, GA, Metabase, and Tableau. I hold a BTech from NIT Jalandhar and briefly attended MTech coursework at IIT Delhi.
Experience
Work history, roles, and key accomplishments
Product Manager
RBL Bank
Feb 2024 - Present (1 year 6 months)
Increased credit card approval rates from 5% to 15%, saving ₹55 lakh/year in bureau costs and halted inactive-card partner payouts to save ₹24 lakh/year; drove ₹12 crore annual savings by boosting UPI bill payments and reduced payment completion time by 50% via UPI intent flow. Launched a co-branded credit card and implemented the penny-drop process, owning BRDs, P&L analysis, partner integration,
Associate Product Manager
NoBroker
Mar 2022 - Feb 2024 (1 year 11 months)
Onboarded 3 lending partners to unlock ₹10+ crore monthly opportunity and launched a cashback gamification rewards system that increased retention by 7% and raised plan subscription conversion by 6%. Reduced funnel drop by 8%, cut fraudulent loan applications by 80%, and lowered channel and gateway costs (WhatsApp -15%, PG -10%) through integrations and SQL-driven dashboards.
Education
Degrees, certifications, and relevant coursework
Indian Institute of Technology Delhi
Master of Technology, Engineering
2021 - 2022
Pursued Master of Technology at Indian Institute of Technology Delhi from July 2021 to March 2022 and did not complete the program (dropped).
National Institute of Technology Jalandhar
Bachelor of Technology, Engineering
2015 - 2019
Completed Bachelor of Technology at National Institute of Technology Jalandhar from July 2015 to May 2019.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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