Himalayas logo
AD
Open to opportunities

Abhay Dhodariya

@abhaydhodariya

I am a customer-obsessed product manager with 3.5+ years in mobile-first fintech and consumer tech.

India
Message

What I'm looking for

I seek a data-driven product role in mobile-first fintech or consumer tech where I can lead 0→1 features, optimize funnels, and deliver measurable retention and revenue impact within cross-functional teams.

I am a customer-obsessed product manager with 3.5+ years delivering user-first features across mobile-first consumer tech and fintech products. I focus on shipping 0→1 experiences and optimizing conversion and retention through data-driven experiments.

At RBL Bank I increased credit card approval rates from 5% to 15%, saving ₹55 lakh/year in bureau costs, halted payouts for inactive cards to save ₹24 lakh/year, and drove UPI adoption to cut PG costs by ₹12 crore annually. I also reduced payment completion time by 50% with UPI intent flows and led co-branded card launches end-to-end, including CVP, P&L analysis, tech integration, and UAT.

At NoBroker I received a Rising Star award, onboarded three lending partners to unlock ₹10+ crore monthly business, and designed a cashback gamification system that improved retention by 7%. I reduced fraudulent loan applications by 80%, cut gateway and targeting costs, and increased subscription conversion through A/B testing and SQL-powered dashboards.

I blend product strategy, mobile UX, experimentation, and analytics to build intuitive, high-trust digital experiences. I work closely with design, engineering, and marketing, and draw on tools like SQL, GA, Metabase, and Tableau. I hold a BTech from NIT Jalandhar and briefly attended MTech coursework at IIT Delhi.

Experience

Work history, roles, and key accomplishments

RBL Bank logoRB
Current

Product Manager

RBL Bank

Feb 2024 - Present (1 year 6 months)

Increased credit card approval rates from 5% to 15%, saving ₹55 lakh/year in bureau costs and halted inactive-card partner payouts to save ₹24 lakh/year; drove ₹12 crore annual savings by boosting UPI bill payments and reduced payment completion time by 50% via UPI intent flow. Launched a co-branded credit card and implemented the penny-drop process, owning BRDs, P&L analysis, partner integration,

NoBroker logoNO

Associate Product Manager

NoBroker

Mar 2022 - Feb 2024 (1 year 11 months)

Onboarded 3 lending partners to unlock ₹10+ crore monthly opportunity and launched a cashback gamification rewards system that increased retention by 7% and raised plan subscription conversion by 6%. Reduced funnel drop by 8%, cut fraudulent loan applications by 80%, and lowered channel and gateway costs (WhatsApp -15%, PG -10%) through integrations and SQL-driven dashboards.

Education

Degrees, certifications, and relevant coursework

Indian Institute of Technology Delhi logoID

Indian Institute of Technology Delhi

Master of Technology, Engineering

2021 - 2022

Pursued Master of Technology at Indian Institute of Technology Delhi from July 2021 to March 2022 and did not complete the program (dropped).

National Institute of Technology Jalandhar logoNJ

National Institute of Technology Jalandhar

Bachelor of Technology, Engineering

2015 - 2019

Completed Bachelor of Technology at National Institute of Technology Jalandhar from July 2015 to May 2019.

Tech stack

Software and tools used professionally

Find your dream job

Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan
Abhay Dhodariya - Product Manager - RBL Bank | Himalayas