Abdul Aqeel
@abdulaqeel1
Banking operations professional at United Bank Limited who sustained ATM uptime of 99% and above every month.
PakistanWhat I'm looking for
At United Bank Limited, I managed ATM uptime at 99% and above every month while overseeing cash management and liquidity. I also worked to improve operational procedures and reported operational data to senior management.
Across United Bank Limited, Silk Bank, and Faysal Bank Limited, I worked in credit analysis, loan review, customer service, and MIS coordination. I hold an MBA in Finance & Banking and received Best Performance of the Year awards from Faysal Bank and Silk Bank.
Experience
Work history, roles, and key accomplishments
Officer, Operation Support-Cluster Office
United Bank Limited
Sep 2018 - Jun 2022 (3 years 9 months)
Managed ATM uptime at 99% and above every month, ensuring maximum service availability. Oversaw cash management and liquidity, and drove operational efficiency by implementing bank policies and improving procedures.
Assistant Manager Outbound Unit-Sales-Credit Analyst
United Bank Limited
Nov 2016 - Sep 2018 (1 year 10 months)
Directed the assessment of creditworthiness for existing and prospective clients, conducting financial scrutiny and high-level ratio, trend, and cash flow analyses. Monitored corporate portfolio and asset quality to ensure compliance with credit policy.
Supervisor, Regional Review Unit (Rejection Review)
Silk Bank
May 2014 - Nov 2016 (2 years 6 months)
Led the processing department by supervising the collection and preparation of loan documentation. Conducted research on applicant credit status and worked with clients to recommend suitable loans and repayment plans.
Rejection Review Officer & MIS Coordinator
Faysal Bank Limited
Dec 2012 - Apr 2014 (1 year 4 months)
Managed the review of loan requests, performing evaluations of client financial status and creditworthiness. Calculated financial ratios and set up structured payment plans, while coordinating maintenance of loan application records.
Customer Service Representative
United Bank Limited
Apr 2006 - Dec 2012 (6 years 8 months)
Provided versatile experience across Consumer Banking, Service & Quality, and Region MIS coordination. Engaged customers using a needs-based approach to identify opportunities and improve customer experience.
Education
Degrees, certifications, and relevant coursework
Sarhad University of Science & Information Technology
Master of Business Administration, Finance & Banking
Grade: CGPA 2.08
Completed an MBA with majors in Finance and Banking, achieving a CGPA of 2.08.
Allama Iqbal Open University
Bachelor of Commerce, Commerce
Earned a Bachelor of Commerce with majors in Commerce.
FBISE
Intermediate in Commerce, Commerce
Completed Intermediate in Commerce with majors in Commerce.
Vocational Training Institute Rawalpindi
Computer Operator Office Assistant Course, Computer Operations
Completed an 8-month Computer Operator Office Assistant Course.
Rawalpindi Board
Matriculation
Completed Matriculation.
Tech stack
Software and tools used professionally
Availability
Location
PakistanAuthorized to work in
Salary expectations
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