Open to opportunities

SYED KHURRAM HAIDER

@syedkhurramhaider

Message

Experienced credit risk management professional with strong analytical skills.

Pakistan

Message

What I'm looking for

I am looking for a role that challenges me and allows for professional growth in a dynamic environment.

I am a dedicated professional with over 13 years of experience in credit risk management, data analysis, and lending product development. Throughout my career, I have worked with various organizations, honing my skills in financial analysis, forecasting, and operations management. My role at the National Bank of Pakistan has allowed me to lead teams, streamline processes, and ensure compliance with regulatory requirements, all while maintaining a focus on achieving organizational goals.

My expertise extends to developing credit review policies, conducting thorough assessments of credit risk, and preparing detailed reports for senior management. I take pride in my ability to motivate and guide my team, fostering an environment of high performance and continuous improvement. I am always eager to embrace new challenges and expand my knowledge in the ever-evolving financial landscape.

Experience

Work history, roles, and key accomplishments

Current

Head Credit Processing & Data Management

Current

National Bank of Pakistan

Apr 2022 - Present (3 years 2 months)

Led and managed the credit processing and data management team, ensuring high performance and professional development. Developed and implemented streamlined processes for credit application processing, ensuring efficiency and compliance with internal policies and regulations.

Data Management Regulatory Compliance Team Leadership Process Improvement Data Analysis Financial Reporting Quality Control Risk Management

Head Credit Review & Analysis Department

National Bank of Pakistan

May 2018 - Present (7 years 1 month)

Developed, implemented, and maintained credit review policies and procedures aligned with regulatory requirements and best practices. Oversaw the assessment of credit risk associated with loan portfolios, ensuring thorough analysis of borrower creditworthiness and market conditions.

Credit Risk Analysis Portfolio Management Regulatory Compliance Team Leadership Policy Development Financial Reporting Risk Mitigation Data Analysis Strategic Planning

Manager Credit

National Bank of Pakistan

Feb 2018 - Present (7 years 4 months)

Supervised the evaluation of loan applications and creditworthiness assessments, ensuring thorough analysis. Identified, assessed, and mitigated credit risks associated with the bank's lending portfolio.

Loan Application Evaluation Credit Risk Regulatory Compliance Client Engagement Team Management Financial Analysis Reporting

Credit Officer

National Bank of Pakistan

Feb 2017 - Present (8 years 4 months)

Evaluated loan applications by analyzing creditworthiness, financial statements, and credit history of applicants. Identified and assessed potential risks associated with lending, including market conditions and borrower profiles.

Credit Risk Financial Statement Analysis Regulatory Compliance Documentation Management Client Communication Reporting Market Analysis

Trainee Officer

National Bank of Pakistan

Sep 2016 - Present (8 years 9 months)

Learned and understood the fundamentals of banking operations, including customer service, account management, loans, and transactions. Assisted with customer inquiries, provided guidance, and resolved issues in a timely and professional manner.

Banking Operations Customer Service Report Preparation Strategy Development Loan Application Evaluation Product Development Training Development

HR Officer

Air University

Dec 2013 - Present (11 years 6 months)

Supported the development and implementation of HR initiatives and systems, providing counseling on policies and procedures. Actively involved in recruitment by preparing job descriptions, posting ads, and managing the hiring process.

HR Initiatives Recruitment Onboarding Training Development Performance Management Legal Compliance Policy Implementation Employee Relations Data Analysis

Account Officer

Union Estate Developers & Builders

Aug 2011 - Present (13 years 10 months)

Chronologically recorded all business transactions and provided accurate data to top management. Monitored the financial system to ensure finances were maintained accurately and timely.

Financial System Monitoring Accounts Payable Accounts Receivable Employee File Management Administrative Services Transaction Management System Reporting

Education

Degrees, certifications, and relevant coursework

University Institute of Management Sciences, AAUR Rawalpindi

MBA, Finance

Grade: Vice Chancellor’s talent scholarship

Activities and societies: Awarded Vice chancellor’s talent scholarship for high achievers during MBA program twice (Fall 2013 & Spring-2015)

Completed a Master of Business Administration with a specialization in Finance. Awarded the Vice Chancellor’s talent scholarship for high achievers twice during the program.