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ToptalTO

Talent Network: Senior Backend Engineer (Node.js)

Toptal is a global network of the top talent in business, design, and technology that enables companies to scale their teams, on-demand.

Toptal

Employee count: 1001-5000

BR and ZA only

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Job Summary:

In this position, you will build and scale the backend for a borderless neobank on stablecoin rails. You’ll work across traditional banking integrations, blockchain infrastructure, and card issuance - ensuring every transaction is correct, every webhook is idempotent, and every workflow survives a crash. We are an agentic-first engineering team: you’ll ship with AI-assisted tooling daily, not as an experiment.

This is a remote position. We do not offer visa sponsorship or assistance. Resumes and communication must be submitted in English.

Responsibilities:

The following information is intended to describe the general nature and level of work being performed. It is not intended to be an exhaustive list of all duties, responsibilities, or required skills.

What You’ll Own

  • End-to-end feature delivery across banking, cards, crypto, and compliance modules
  • Temporal workflow design for critical financial operations
  • Webhook integration reliability (inbox pattern, signature verification, IP whitelisting)
  • Event-driven architecture evolution
  • Observability and incident response for payment flows

Our Way of Work

  • Agentic-first: AI tools are infrastructure, not novelty. You’ll use Claude Code with custom skills, automated reviews, and MCP integrations daily
  • Correctness over speed: This is a financial system — idempotency, transactional integrity, and crash-resilience are table stakes
  • Codified standards: Architecture decisions live in .claude/rules/, ADRs, and per-module CLAUDE.md files — not tribal knowledge
  • TDD encouraged: Red-Green-Refactor with dedicated tooling support
  • Pre-commit quality gates: Lint + typecheck on commit, full test suite on push

Qualifications and Job Requirements:

Core Backend

  • Strong TypeScript/Node.js (NestJS preferred)
  • PostgreSQL — schema design, transactions, advisory locks, performance tuning
  • GraphQL API design (Apollo Server, resolvers, custom scalars, pagination)
  • Event-driven architecture — outbox/inbox patterns, idempotency, at-least-once delivery

Distributed Systems & Reliability

  • Temporal.io or equivalent durable workflow engine (Cadence, Step Functions)
  • Designing idempotent activities and deterministic workflows
  • Retry policies, non-retryable error classification, and failure handling
  • Transaction boundaries in distributed systems

Fintech Domain

  • Payment rails familiarity (ACH, SWIFT, Fedwire) or willingness to learn quickly
  • Double-entry accounting concepts
  • Webhook signature verification (HMAC, ECDSA, Svix)
  • KYC/KYB compliance flows

Web3 / Blockchain

  • Solana ecosystem (SPL tokens, transaction construction, RPC interaction)
  • Stablecoin mechanics (USDC, EURC, mint/transfer/burn)
  • Wallet custody models (MPC wallets via Privy or similar)
  • Cryptographic signing (KMS-backed ECDSA)

Agentic Engineering

  • Proficiency using AI coding assistants (Claude Code, Cursor, Copilot) as a daily multiplier
  • Ability to write effective prompts, review AI-generated code critically, and maintain code quality
  • Comfort with AI-assisted workflows: automated PR reviews, test generation, codebase exploration
  • Understanding when to trust AI output and when to verify manually

Observability & Operations

  • APM and tracing (Datadog or equivalent)
  • Error tracking (Sentry)
  • Structured logging (Pino/Winston)
  • Blue-green deployments, health checks, graceful shutdown

Nice to Have

  • Experience with Privy, Sumsub, Noah, or Rain APIs specifically
  • AWS KMS / HSM-backed signing
  • PostgreSQL logical replication
  • NestJS module architecture at scale (20+ modules)
  • Contributing to internal developer tooling (custom slash commands, MCP servers, Claude Code hooks)

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Location requirements

Hiring timezones

Brazil +/- 0 hours, and 1 other timezone

About Toptal

Learn more about Toptal and their company culture.

View company profile
Toptal is a global network of the top talent in business, design, and technology that enables companies to scale their teams, on-demand. With $200+ million in annual revenue and over 40% year-over-year growth, Toptal is the largest fully distributed workforce in the world.

The Toptal network includes thousands of designers, developers, and finance experts in more than 100 countries. To be accepted into the network, all Toptalers must pass a screening process that includes communication skills and a variety of technical exams specific to the applicant's area of expertise.

Employee benefits

Learn about the employee benefits and perks provided at Toptal.

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Wellness benefits

Annual subscription to the Calm app.

Sabbaticals

Fully paid sabbatical leave after every 5 years with us!

Disability insurance

We'll cover basic short-term and long-term disability insurance.

Employee assistance program (EAP)

We offer an employee assistance program focused on mental health.

View Toptal's employee benefits
Toptal logoTO

Toptal

Company size

1001-5000 employees

Founded in

2010

Chief executive officer

Taso Du Val

Employees live in

View company profile

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