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ThatchTH

Software Engineer: Backend

Thatch is a platform simplifying employee healthcare benefits through personalized budget management and the ICHRA system.

Thatch

Employee count: 51-200

Salary: 161k-230k USD

United States only

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About the role

Thatch is building a healthcare system people actually love. We give companies a smarter, more personal way to offer health benefits and give employees real choice over how they use them.

As a Backend Software Engineer, you will design and build the core systems that power Thatch. This includes data models, funds flows, automations, and integrations that make healthcare benefits work reliably at scale. Your work ensures that money moves correctly, benefits stay compliant, and complex processes feel simple to users.

This is a fintech meets healthcare problem. The challenge is building durable, correct systems that handle real money, regulatory constraints, and high operational stakes.

We organize engineering around the people we serve members, employers, and partners so backend engineers work closely with product, operations, and full-stack peers to deliver complete, end-to-end experiences.

What you'll do

  • Design, build, and evolve backend systems that support enrollments, payments, payroll, and benefits management.
  • Architect and maintain robust data models and funds flows that handle millions of dollars in transactions.
  • Build integrations with payroll providers, banks, insurance carriers, and other external partners.
  • Improve operational rigor through automation, tooling, monitoring, and observability.
  • Partner closely with product, operations, and other engineers to solve complex business problems.
  • Take ownership of production systems, including reliability, debugging, and long-term maintainability

What we are looking for

  • Experience building and maintaining backend systems in a production environment.
  • A track record of shipping systems with complex business and operational implications.
  • Strong ability to reason about data models, workflows, and edge cases.
  • Comfort operating in ambiguous problem spaces with cross-functional tradeoffs.
  • Experience mentoring other engineers or setting technical direction.

Tools and tech stack

Our stack is intentionally simple. The complexity comes from the domain.

  • Ruby on Rails for backend systems
  • React and TailwindCSS for the frontend
  • Small amounts of Python and backend JavaScript where appropriate

Prior Ruby experience is helpful but not required. We value engineers who can learn quickly and think clearly about systems.

Experience that stands out

  • Work in healthcare, finance, or other complex or regulated domains.
  • Experience with HR, payroll, payments, or partner-facing systems.
  • Ownership of systems with real operational or financial impact.

How we work

  • We move quickly and bias toward action.
  • We ship early, learn from real usage, and iterate.
  • We operate with trust, ownership, and high empathy.
  • We value clarity over ceremony and quality over shortcuts.

What to expect

We aim to move quickly, and most candidates complete the process within two weeks. The interview process typically includes:

  • A virtual recruiter conversation to discuss your background and interest in Thatch
  • A pair programming session focused on collaborative problem solving
  • A system design exercise
  • A virtual meeting with members of the engineering team
  • A final conversation with engineering and company leadership
Estimated Compensation Range
$161,000—$230,000 USD

About Thatch

We’re a fully distributed early stage company using technology to change the way America does healthcare. We’re a happy, friendly, high-velocity team. You can read more on Thatch here.

About the job

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Posted on

Job type

Full Time

Experience level

Mid-level
Senior

Salary

Salary: 161k-230k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Thatch

Learn more about Thatch and their company culture.

View company profile

Thatch is a modern health benefits platform designed to simplify healthcare for businesses and their employees. Through an innovative approach, Thatch enables companies to offer personalized healthcare experiences using the Individual Coverage Health Reimbursement Arrangement (ICHRA). By setting a healthcare budget, employers empower their team members to choose the health plans and benefits that meet their unique needs, ensuring a more tailored and flexible approach to healthcare. This model not only helps employees receive the care that best suits them but also supports companies in managing their healthcare costs more effectively.

Since its inception in 2021, Thatch has quickly established itself as a leader in revolutionizing the way businesses handle employee health benefits. By leveraging technology, Thatch transforms what has traditionally been an inefficient and cumbersome process into a streamlined experience that saves employers time and resources. The platform works seamlessly with a variety of insurance plans and payroll systems, making it accessible for companies of all sizes. Employees appreciate the freedom to select insurance that their doctors accept, leading to increased satisfaction and retention. Thatch is dedicated to nurturing a healthier workforce while creating lasting changes in the healthcare landscape.

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Thatch

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