18919754496- Auto Loan Underwriter

• Evaluate and analyze financial and credit data to determine the risk involved in approving auto loan applications.
• Ensure compliance with company policies, underwriting guidelines, and regulatory requirements.
• Review and verify loan documents, such as credit reports, employment history, and income documentation.
• Collaborate with loan officers, customers, and other third parties to gather additional information as needed.
• Make decisions on loan approvals or denials based on the creditworthiness of the applicant.
• Provide recommendations on loan terms, conditions, and pricing based on risk assessment.
• Monitor and track loan performance, including delinquencies and defaults.

Requirements

Essential Qualifications:

• Strong analytical skills with the ability to interpret and evaluate complex financial information.
• Excellent attention to detail and accuracy in assessing loan applications.
• Good understanding of credit risk assessment and mitigation strategies.
• Effective communication skills to interact with internal teams and external partners.

Desired Experience:

• Prior experience in auto loan underwriting or related financial services industry.
• Familiarity with loan origination systems and underwriting software.
• Knowledge of fair lending practices and regulatory requirements.
• Must be organized, clerical, and ready to work day one
• Must be motivated to take on compettive tasks