Commercial Arrears Executive
Monday - Friday between the hours of 8am - 8pm (8 hour shifts)
1 in 8 Saturdays
Salary £23,400 per annum
What's it like being part of the Target Family?
Target Group are a leading business services provider in lending, investments and insurance, creating value for our clients through digital customer journey, outsourcing and operational transformation.
At Target, we give you the opportunity to make a difference. You’ll be involved in shaping the growth of the business – and you’ll get to try new things along the way. If you are up for a challenge and are willing to work hard, working with us will give you a fulfilling and varied career
Role Overview - What Can I Expect?
Our Arrears Executives are passionate about delivering the very best customer service, to every customer on every call.
Your day to day role includes:
- Liaising with business customers regarding their arrears, this is mainly secured debt, ie: mortgages. These are often high net worth customers
- Looking at detailed business/company accounts including profit & loss and balance sheets to determine stability and profitability of a business
- Negotiating appropriate repayment plans ensuring they are sustainable for the customer and adhere to FCA regulations
- Taking full ownership of the customer interaction and management – Investigation, Resolution and Outcome
Requirements
You're someone who is:
- Passionate about providing fantastic levels of service to customers
- Resilient
- Pro-active, inquisitive and problem-solving by nature
- Able to negotiate and influence customers
You're someone who has:
- Experience within an FCA regulated environment
- Experience of dealing with customers in a lending or collections environment
- Excellent verbal and written communication skills
Benefits
In addition to your basic salary, we offer a comprehensive, flexible and market-competitive benefits package. Our flexible benefits package allows you to choose the benefits that best suit your lifestyle.
Core Benefits
- 30 days holiday plus bank holidays
- Defined Pension Contribution Scheme (Employer matched up to 6%)
- Employee Discount Scheme, access to discounts and offers across 100s of leading retailers.
- Company Paid Private Medical Insurance (benefit in kind)
- Group Life Assurance
- Group Income Protection
- Annual Pay Review
- Discretionary Annual Bonus Scheme
- Help@Hand – Confidential access to health and wellbeing support to include Employee Assistance Program
- Free Flu Vaccinations, Eye Tests and employer contribution towards glasses
- Recognition Scheme
- Free Mortgage Advice and Support
My Flex, our flexible benefits scheme gives colleagues access to additional benefits to supplement their core package. My Flex can save colleagues money by taking advantage of our corporate rates and also help spread the cost, through our monthly payroll deductions.
- Salary Sacrifice Pension Scheme
- Technology Buying Scheme (Salary Sacrifice)
- Critical Illness Cover
- Dental Insurance
- Gym Flex - discounted annual gym/health club memberships
- Taste Cards / Gourmet Cards
- RAC Breakdown Cover
- Charitable Payroll Giving
- Cycle to work Scheme (Salary Sacrifice)
- Health Cash Plan
We’re committed to creating a Diverse & Inclusive culture through the execution of our D&I strategy, community relationships, our people & leaders.