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RecargaPayRE

Sr Software Engineer

RecargaPay is a Brazilian fintech company offering a mobile payments platform and digital wallet to simplify financial services for both banked and unbanked consumers.

RecargaPay

Employee count: 501-1000

Brazil only

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

Position Overview

As a Sr Software Engineer, you will play a critical role in the success of a constantly and fast-paced growing company. You will be designing, developing, and maintaining robust and scalable systems that support the company's financial services, ensuring seamless operations and an excellent user experience. In a competitive and fast-paced industry, this team drives innovation by implementing secure, reliable, and cutting-edge solutions to meet evolving customer needs.

Key Responsibilities

  • Write well designed, testable, efficient code by using best software development practices.
  • Contribute in all phases of the development lifecycle.
  • Support continuous improvement by investigating alternatives and technologies and presenting these for architectural review.
  • Proposes initial technical implementation which supports architectural changes that solve scaling and performance problems.
  • Work with version control using GitHub, conflict resolution, and automation of continuous integration processes.
  • Create and maintain software documentation.

Requirements

Requirements

  • Academic background oriented toward computer science, engineering, or software development disciplines.
  • Experience hands-on engineering roles.
  • Experience to deal with medium domains with medium/high complexity.
  • A solid understanding of how web applications work including security, session. management, and best development practices.
  • Knowledge of relational database systems and Object Oriented Programming.
  • Knowledge in Domain Driven Design. Knowing Microservice Architecture is a plus.
  • Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques.
  • Proven ability to design complex distributed applications built for high performance and throughput while being scalable and reliable.
  • Development using Java, Spring Boot, PostgreSQL, Kafka and AWS.
  • Experience with asynchronous programming.
  • Demonstrated experience profiling and performance tuning Java applications, and using monitoring tools for production application monitoring.
  • Practical experience applying AI frameworks in development projects.

Soft Skills

  • Strong communication and collaboration skills, with the ability to work closely with cross-functional teams including Chapters Engineering, Architecture, Infrastructure and Mobile Engineering.
  • Proactive mindset with a sense of ownership and accountability for delivering high-quality, user-centric mobile experiences.
  • Ability to mentor peers, share knowledge, and contribute to a culture of continuous improvement and technical excellence.
  • Flexibility and adaptability in a fast-changing environment, with openness to feedback and eagerness to learn.
  • Alignment with company values: ownership, excellence, adaptability, and innovation.

Industry-Specific Knowledge

It is desirable to have practical familiarity with one or more core financial domains such as lending, payments, credit cards, open finance, fraud prevention, merchant acquiring, or investment services, along with an understanding of their fundamental workflows and business drivers. Experience in how these domains intersect to influence revenue, risk management, and customer satisfaction is highly valued.

Ideally, candidates will have applied this knowledge to deliver solutions such as loan-origination engines with real-time decisioning; scalable payment-processing platforms integrated with core banking systems and third-party gateways; secure open-finance interfaces compliant with industry regulations; automated fraud-detection pipelines leveraging behavioral analytics; or financial reporting and reconciliation engines for regulatory compliance. The ability to translate complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems without compromising user experience is considered a strong asset.

Benefits

  • Competitive and market-aligned salary.
  • Remote work — wherever you are, you’re part of the team!
  • Home office allowance through a monthly deposit in the RecargaPay app.
  • Health and dental plans with no co-pay.
  • Life insurance.
  • Flexible meal allowance (via Flash).
  • TotalPass membership to take care of your health.
  • Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay
At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your DataBy sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

Brazil +/- 0 hours

About RecargaPay

Learn more about RecargaPay and their company culture.

View company profile

At RecargaPay, the mission is to democratize mobile payments and financial services for everyone in Brazil. The company was born from a simple idea: to make financial transactions easier and more accessible. This journey began in 2010, starting with a platform to recharge mobile phone credits online, a service that addressed a significant pain point for millions of Brazilians who previously had to visit physical stores for a digital product. This initial focus on solving a real-world problem laid the foundation for a culture of innovation and customer-centricity that continues to drive the company forward. The evolution from a simple recharge service to a comprehensive 'super app' reflects a deep commitment to financial inclusion, catering to both the banked and the unbanked with a suite of services designed for convenience and security.

The heart of RecargaPay's culture is a relentless drive to 'rethink the obvious' and generate impactful solutions. The team operates with a collaborative and transparent spirit, where the best ideas win, regardless of who they come from. This is a 100% remote-first company, fostering a flexible environment where employees across Brazil and the world can thrive. The belief is that by empowering the team with autonomy and the right tools, they can achieve more with less, focusing on tasks that deliver significant results. This ethos is woven into the fabric of the company, from its product development, which now includes bill payments, P2P transfers, transportation card reloads, and even micro-loans, to its internal operations. RecargaPay is more than just a fintech company; it's a team of passionate individuals dedicated to building a scalable and efficient platform that makes a tangible difference in the daily lives of its users, simplifying finances and empowering them with greater control over their money.

Employee benefits

Learn about the employee benefits and perks provided at RecargaPay.

View benefits

Spanish or Portuguese classes

Spanish or Portuguese classes.

Home Office Assistance

Support to improve your remote work setup.

Birthday Voucher

A special gift to celebrate another year of life!

Life Insurance

Security and peace of mind for you and your family.

View RecargaPay's employee benefits
Claim this profileRecargaPay logoRE

RecargaPay

Company size

501-1000 employees

Founded in

2010

Chief executive officer

Rodrigo Teijeiro, Alvaro Teijeiro

Employees live in

View company profile

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