Loggerhead Insurance

Through groundbreaking technology and a steadfast commitment to stability, Loggerhead Insurance is revolutionizing the property insurance landscape in Florida. Founded in 2022, we operate as a reciprocal interinsurance exchange, a unique structure where our policyholders are also our owners. This member-centric model ensures that our interests are perfectly aligned with the communities we serve, fostering a relationship built on trust and shared success rather than solely on profit margins.

We are redefining the insurance experience by leveraging Socotra's modern, cloud-native core platform to deliver seamless, efficient, and transparent service. At Loggerhead, we are not just another carrier; we are a technology-driven solution to Florida's complex market challenges. By utilizing advanced data analytics, Python, and R, we provide rapid underwriting decisions and a streamlined claims process that respects our members' time and needs. Our agile approach allows us to quickly adapt to market shifts and offer tailored products, such as our specialized 'Loggerhead Shield' coverage. We are dedicated to restoring reliability to the Florida market, stepping up to provide essential coverage with financial strength and an innovation-first mindset.