Underwriting Analyst

Our Journey at Keep:

At Keep, we embarked on a mission started by a powerful question: Why hasn't the banking experience caught up with the rapid pace of technology?

This continues to fuel our passion for reshaping the Canadian fintech landscape. We provide businesses with a comprehensive suite of cross-border banking services, offering everything from credit cards to deposit accounts, currency conversions, and revenue financing.

With a team of seasoned global startup veterans with successful exits, Keep is committed to leading the charge as Canada's next-generation fintech institution. Backed by VCs in the fintech sector, we're racing ahead, expanding our reach and impact like never before.

About the Role:

As a pivotal member of our Credit Analysis team at Keep, you'll be instrumental in assessing and managing our credit lines, ensuring seamless and secure financial transactions. You'll play a crucial role in our commitment to providing reliable and innovative financial solutions to businesses across Canada. Your responsibilities will include:

• Credit Line Evaluation: Assess and evaluate credit line applications to determine applicant creditworthiness by analyzing financial statements, credit reports, and other relevant data.

• Credit Limit Determination: Set appropriate credit limits based on financial health, repayment capacity, and risk profiles of applicants.

• Risk Management: Monitor credit line utilization, implementing risk mitigation strategies and ensuring compliance with financial regulations.

• Relationship Management: Foster strong client relationships, providing support and guidance on credit line usage and financial planning.

• Compliance and Regulatory Requirements: Ensure adherence to all relevant financial laws and internal policies.

Who you are?

• A keen eye for detail with the ability to spot critical insights within complex financial data.

• A team player with exceptional communication skills and the ability to foster strong, collaborative relationships within a dynamic work environment.

• Comfortable working with diverse teams and stakeholders, collaborating effectively to achieve shared goals.

• Proficient in working with Google Sheets and Excel, utilizing these tools to analyze financial data and generate comprehensive reports.

• Adept at adapting to change in a dynamic startup environment, embracing challenges and driving innovation with a flexible and open mindset.

Why You Should be Excited About This Role:

• Shape the future of Canadian fintech with a key role in our transformative mission.

• Drive data strategies and initiatives, contributing significantly to our growth trajectory.

• Join a dynamic team of passionate professionals making a lasting impact in the fintech landscape.

• Work with a dedicated crew that values innovation, collaboration, and continual growth.

• Influence how businesses perceive and utilize cross-border banking solutions in Canada.

Why Join Keep?

• We're obsessed with investing in data-driven solutions and cutting-edge technologies.

• Be a part of a team that's rewriting the playbook for the Canadian fintech industry.

• Data is the fuel for our growth engine, and you'll be in the driver's seat shaping our data strategies.

• Embrace a fully inclusive and remote-friendly company culture that values diversity and work-life balance.

• Help us bring modern banking solutions to businesses, reshaping the banking experience for our customers.

Why This Might Not Be a Good Fit:

• If you're a stickler for a highly structured environment with constant hand-holding, you might find our culture of autonomy and trust a bit different.

• If you're more of a slow-and-steady-wins-the-race kind of person, our fast-paced, dynamic environment might be a bit of a rollercoaster.

• Given the nature of our industry and our rapid growth, ambiguity and uncertainty are all part of the ride. If you prefer clear-cut structures or roles, you might find our dynamic environment a bit too adventurous.

• Collaboration is the heartbeat of Keep, and if you prefer to work in your own little bubble without engaging with the wider team, you might find our approach to teamwork a tad unconventional.

What’s the Interview Process Like?

• Initial People Screening to understand your experience and ensure a cultural fit.

• Get on a call with Natalia, our Underwriting Lead

• Dive into an Exercise and Presentation, where you'll showcase your skills through a comprehensive project.

• References.

• Offer. 🎉

Want to Learn More?

Head over to our webpage to discover more about us. Take a peek at our Glassdoor profile to see what our Keepers are saying, and stay tuned for exciting updates on our LinkedIn page.