Karat Financial

Karat provides customized financing, rewards, and support for creators so you can access and save more money as you grow.

Our rewards include categories you actually use and need—like ad spend. This year alone we returned over $100,000 in ad spend rewards to creators—money they were able to use to scale their business (and ambitions).

Help us build a bank for creators

Our culture—the information and entertainment we consume—is driven by an entrepreneurial class of creators who need smart money and efficient tools to scale their business.

What we care about

Creators. Creative freelancers. Creator-led businesses. We obsess about their goals and challenges, and focus on things that help them grow faster and stronger, which in turn enriches the culture in which we all live.
We are inspired by their spirit, drive, and ingenuity—and try to reflect that in our teams, process, and behaviour.

We love working with people who:

• Are naturally curious

• Bring clarity and focus to their craft

• Thrive on teamwork yet act independently

• Hustle—and want to win

• Make us laugh and feel connected