Operations Risk & Control Lead

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Customer Operations organization at Affirm is continually evolving and expanding as the company grows and strives to deliver excellent service to our customers. The Operations Risk & Control Lead role sits within the Operational Shared Services team, uses components of an Operations Risk management framework, and issues management framework to continuously provide oversight, measure and assess levels of risk and to raise, report, and support the remediation of issues across the organization.In this role, you will be the champion for risk identification and driving change; you will build and implement our strategy on risk evaluation, partner cross-functionally with different facets of the business and help build a culture of risk awareness.

What You'll Do:

• Issues Triage: confirm, validate, and raise technical issues and act as primary liaison between Operations and Affirm’s Legal, Compliance & Technology teams.● Regularly participate in cross-functional forums to present findings and trend analysis.
• Partner with cross-functional teams to scope, size and propose improvements to fix recurring issues.
• Provide timely support for urgent partner concerns and severe issues.
• Support Affirm’s specialized process to make sure cases are being accurately handled and not missed.
• Responsibilities include but are not limited to: reviewing reports and cases as needed to identify trends; ensuring agent mentoring is completed in a timely manner; providing access to partners for multi-level risk occurrences; and continuing to iterate on the overall process to ensure accurate reporting.
• Provide assistance in identifying new and existing risks facing the Operations organization for which controls or surveillance are lacking.
• Provide support in recognizing and advising on the development of key risk indicators.
• Advocate in analyzing trends to recognize and develop strategies for addressing chronic issues and process optimization; may present findings to internal partners to drive prioritization of improvement opportunities.

What We Look For:

• A strong risk and control approach with a passion for identifying and mitigating risk, working with Operations leadership to inspire change, challenge the status quo, and hold teams accountable for risk mitigation initiatives.
• 5+ years of practical experience working in Audit, Internal Controls, Risk, or Operations within financial services or related industries.
• Strong analytical skills with the ability to multitask and prioritize, including significant time-management skills.
• Self-starter that can navigate a growing Operations organization.
• Ability to work cross functionally with senior leaders and cross-functional partners to identify and assess risk.
• Proven track record of successfully supporting the management of operational risks including developing control enhancements, process improvements, etc.
• Thrives in a fast-paced, team environment with frequent change and a rapidly growing team
• Ability to make measured, objective, data-driven recommendations daily.
• Strong risk and control mentality, passionate about complex problem solving.
• Innovative and flexible in suggesting recommendations and ideas; able to influence key partners.
• Willingness to support outside of normal operating hours to handle ad hoc issues / act as on-call on a rotational basis.

Pay Grade - CAN67

Employees new to Affirm or promoted into a new role, typically begin in the min to mid range.

CAN base pay range per year:

Min: $88,900

Mid: $100,000

Max: $111,100

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.