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Zaki Hasan

@zakihasan

I've built and scaled B2B payments, credit, and fintech products globally.

United Kingdom
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What I'm looking for

I'm looking to build and scale B2B payments, credit, and embedded-finance products, leading cross-functional teams through regulatory complexity, risk design, product launches, and commercial growth.

I've built Affivo's B2B BNPL and invoice financing platform from business case through pilot and commercial scale, growing active users to 1,800+ and account receivables from £180K to £395K in 12 months.

I designed alternative-data credit risk and automated validation pipelines that expanded new-to-credit SME risk coverage to 85% and cut payout decisions from days to under an hour. I also defined partner payments across A2A transfers, invoice financing, and embedded finance while building fraud, collections, and cashflow-risk infrastructure.

Across B2B fintech consulting, OakNorth AI, Drewry, Wood Mackenzie, and Deloitte, I've led product, commercial, credit-risk, valuation, and transaction work across payments, financial services, energy, and global partner ecosystems.

Experience

Work history, roles, and key accomplishments

AF
Current

Co-founder - Products and Strategy

Affivo

Jun 2024 - Present (2 years 3 months)

Launched an end-to-end B2B BNPL and invoice financing platform, growing active users to 1,800+ and account receivables from £180K to £395K in 12 months. Designed a proprietary credit risk model and automated validation pipelines, cutting payout decision time from 2-3 days to under one hour.

The Scottish Parliament logoTP
Current

Non-MSP Member of energy efficiency and renewable cross-party group

The Scottish Parliament

Nov 2023 - Present (2 years 10 months)

Advocated for ongoing subsidies and grants to support businesses focused on circularity throughout the renewable energy asset life cycle. Presented thesis in front of cross-party membership and led discussions on remanufacture, reuse, and redesign of parts.

MF

GTM & Product Management Consultant

Multiple B2B FinTechs

Oct 2023 - Jun 2024 (8 months)

Contracted as Lead Product Manager for a UAE-based B2B fintech, owning the full product roadmap from concept to launch across B2B payment automation, risk management, and embedded finance. Also served as GTM Consultant for a UK-based B2B fintech and Commercial Risk Manager for a Series B scaleup in SE Asia.

UC

Commercial Analyst

UK Independent Energy Companies

Apr 2022 - Sep 2023 (1 year 5 months)

Contracted as Commercial Analyst for small independent E&P companies, supporting a $30m+ oil & gas asset acquisition in SE Asia and Brazil including commercial due diligence and bespoke financial models with sensitivity analysis. Built valuation models and sector datasets for 10+ E&P clients.

OA

Senior Credit Analyst - shipping & energy

OakNorth AI

Dec 2019 - Nov 2020 (11 months)

Delivered credit risk analysis across 10 small and mid-cap counterparties, directly informing >$100m (estimated) lending decisions using Bloomberg, CapIQ, and Factiva. Built a proprietary ESG exposure rating model for shipping and oil & gas companies.

Education

Degrees, certifications, and relevant coursework

University of Dundee logoUD

University of Dundee

Master of Science, International Oil & Gas Management

Master of Science in International Oil & Gas Management from the University of Dundee.

DU

Dr. RML Avadh University

B.Tech., Mechanical Engineering

Grade: Top 5% of the class

Bachelor of Technology in Mechanical Engineering, graduated in the top 5% of the class.

Tech stack

Software and tools used professionally

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