
Zaki Hasan
@zakihasan
I've built and scaled B2B payments, credit, and fintech products globally.
What I'm looking for
I've built Affivo's B2B BNPL and invoice financing platform from business case through pilot and commercial scale, growing active users to 1,800+ and account receivables from £180K to £395K in 12 months.
I designed alternative-data credit risk and automated validation pipelines that expanded new-to-credit SME risk coverage to 85% and cut payout decisions from days to under an hour. I also defined partner payments across A2A transfers, invoice financing, and embedded finance while building fraud, collections, and cashflow-risk infrastructure.
Across B2B fintech consulting, OakNorth AI, Drewry, Wood Mackenzie, and Deloitte, I've led product, commercial, credit-risk, valuation, and transaction work across payments, financial services, energy, and global partner ecosystems.
Experience
Work history, roles, and key accomplishments
Co-founder - Products and Strategy
Affivo
Jun 2024 - Present (2 years 3 months)
Launched an end-to-end B2B BNPL and invoice financing platform, growing active users to 1,800+ and account receivables from £180K to £395K in 12 months. Designed a proprietary credit risk model and automated validation pipelines, cutting payout decision time from 2-3 days to under one hour.
Non-MSP Member of energy efficiency and renewable cross-party group
The Scottish Parliament
Nov 2023 - Present (2 years 10 months)
Advocated for ongoing subsidies and grants to support businesses focused on circularity throughout the renewable energy asset life cycle. Presented thesis in front of cross-party membership and led discussions on remanufacture, reuse, and redesign of parts.
GTM & Product Management Consultant
Multiple B2B FinTechs
Oct 2023 - Jun 2024 (8 months)
Contracted as Lead Product Manager for a UAE-based B2B fintech, owning the full product roadmap from concept to launch across B2B payment automation, risk management, and embedded finance. Also served as GTM Consultant for a UK-based B2B fintech and Commercial Risk Manager for a Series B scaleup in SE Asia.
Commercial Analyst
UK Independent Energy Companies
Apr 2022 - Sep 2023 (1 year 5 months)
Contracted as Commercial Analyst for small independent E&P companies, supporting a $30m+ oil & gas asset acquisition in SE Asia and Brazil including commercial due diligence and bespoke financial models with sensitivity analysis. Built valuation models and sector datasets for 10+ E&P clients.
Commercial Analyst
Waldorf Production PLC
Mar 2021 - Feb 2022 (11 months)
Constructed complex economic models for the Cairn Energy asset acquisition, forecasting cash flows and valuations for the Kraken and Catcher fields. Evaluated historical production, operating costs, and JV agreements to identify commercial risks and valuation upsides.
Director
Haskin Analytics
Nov 2020 - Feb 2022 (1 year 3 months)
Scaled the active client pipeline by >25% through targeted business development across financial services and energy sectors. Delivered >15 ESG strategy and sustainability reporting engagements with >INR 35 million in total contract value.
Senior Credit Analyst - shipping & energy
OakNorth AI
Dec 2019 - Nov 2020 (11 months)
Delivered credit risk analysis across 10 small and mid-cap counterparties, directly informing >$100m (estimated) lending decisions using Bloomberg, CapIQ, and Factiva. Built a proprietary ESG exposure rating model for shipping and oil & gas companies.
Lead Equity Analyst - shipping & energy
Drewry
Sep 2016 - Dec 2019 (3 years 3 months)
Led a team of investment research analysts covering energy & shipping companies in the S&P 500. Developed and owned equity research products, expanding product-led global revenue to $350k/year.
Published analysis on commercial and contractual agreements, providing strategic analysis and assisting with business development. Led commercial analysis on North Sea decommissioning opportunities, delivering strategic recommendations to private sector operators and the UK government.
Senior Analyst in Petroleum Services Group, responsible for Western Europe Oil and Gas coverage. Delivered economic modelling and M&A due diligence on transactions exceeding $500M, including valuation of Shell's acquisition of key BG Group oil field assets.
Planning Engineer responsible for manufacturing division covering 1/5th production from India operations. Assisted in development of weekly, monthly production plans and managed bottlenecks and inventory management.
Education
Degrees, certifications, and relevant coursework
University of Dundee
Master of Science, International Oil & Gas Management
Master of Science in International Oil & Gas Management from the University of Dundee.
Dr. RML Avadh University
B.Tech., Mechanical Engineering
Grade: Top 5% of the class
Bachelor of Technology in Mechanical Engineering, graduated in the top 5% of the class.
Availability
Location
Authorized to work in
Salary expectations
Job categories
Skills
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