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Vishnu Vardhan

@vishnuvardhan6

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Associate software engineer building credit-risk platforms with Java, AI, and resilient APIs.

India

Message

What I'm looking for

I’m looking for a role where I can build reliable backend services and AI-powered decision systems, collaborate closely with product teams, and grow into technical leadership by shipping measurable improvements.

I’m an Associate Software Engineer who builds high-impact, production-grade systems that automate complex decisions. At Vivriti Capital, I administered Apollo’s Business Rule Engine (BRE) for credit filters and eligibility assessments, ensuring 99.9% uptime and zero critical production incidents.

I accelerate underwriting and review workflows by integrating credit bureaus and improving backend performance. I automated credit report retrieval and analysis (35% faster loan decision turnaround), optimized services for 30% better response time, and improved data accuracy to 99.99% while reducing discrepancies by 25%.

I also bring strong AI/ML foundations—developing ML models that reached 98% accuracy and supporting research-driven fraud detection and reporting. I’ve shipped AI-enabled products (e.g., CNN-based accident detection) and filed multiple patents, including an automated AI-based anti-drone system.

Experience

Work history, roles, and key accomplishments

Current

Associate Software Engineer

Current

Vivriti Capital

Feb 2025 - Present (1 year 4 months)

Administered and enhanced Apollo Business Rule Engine (BRE), achieving 99.9% uptime with zero critical production incidents. Integrated CIBIL, CRIF, and Equifax bureaus to automate credit report retrieval and analysis, improving loan decision turnaround time by 35% and reducing manual underwriter interventions by 40% via Drools-based decision logic.

Java Spring Boot REST APIs Maven AWS S3 Credit Bureau Integration

Machine Learning Engineer

IntrainTech

Sep 2023 - Nov 2023 (2 months)

Developed and deployed machine learning models across five projects, achieving 98% accuracy. Collaborated with clients to deliver solutions aligned with business objectives while maintaining clean, maintainable code.

Machine Learning Model Development Python data preprocessing Model Evaluation Code Quality

Research Engineer

Seaport AI

Aug 2023 - Sep 2023 (1 month)

Processed daily reports with 99% accuracy to support decision-making for 15+ stakeholders. Strengthened fraud detection using real-time monitoring and behavioral analysis, cutting fraudulent activities by 40% and improving operational efficiency by 15%; authored 4 whitepapers that generated 2,000+ downloads in the first month.

Fraud Detection Monitoring Behavioral Analytics Data Analysis Machine Learning Research & Documentation